All Forum Posts by: River Sava

Welcome to BP, Clovis!

Hey Jaedon - 

Have you considered exploring DSCR loans?

They're highly popular for turnkey rental properties because qualification is primarily based on the income generated by the property itself rather than the borrower. This means no DTI, personal income verification, or tax returns are required.

They're also becoming a powerful tool for BRRRR investors during the refinance stage. Unlike conventional loans that typically require a 12 month seasoning period, DSCR loans have no such requirement, making it much easier for investors to scale their portfolios.

I've included an article below that outlines how DSCR loans can be utilized in BRRRR strategies.

Also, I noticed you’re based in Florida, I’m in Tampa. Let me know if you’d like to connect and discuss further!

https://www.biggerpockets.com/blog/brrrr-loans-what-are-the-...

 Sending you a dm 

Hey Jasmine, congrats on your first property!

I am from Boston, and am happy to put you in touch with a PM if you decide to go that route. Also, would love to connect with you!

Welcome Jorge, 

I'm also based in FL. Happy to connect. 

Welcome, Jimmy!

Are you currently in the STR or LTR space / are you looking to expand into one or the other as you grow your portfolio?

Welcome, Don - 

Are you interested in any particular strategy? Flips, BRRRRs, vaction rentals, etc?

Hey Thomas,

BRRRR is still a strong strategy, especially with solid capital. If scaling quickly is your goal, DSCR loans are a great tool for the refi portion since there's no 12 month seasoning requirement like conventional loans, and DTI isn't a factor.

I suggest focusing on building your "Core 4" team—agent, lender (one who can finance both the purchase/rehab and refinance is ideal), contractor, and property manager. Happy to connect if you want to dive deeper!

Welcome to BP, Brandi!

Recently moved from CLT and work with a lot of investors in the area. Happy to connect with you!

Welcome Anthony!

Good luck as you jump in, and happy to connect with you.