All Forum Posts by: Rich Schroeder

Originally posted by J Scott:

Originally posted by rich23s:

This violence is getting out of control.

Tim McVeigh blowing up Federal buildings; idiots shooting doctors in front of clinics; the Unibomber sending package bombs; government scientists sending anthrax through the mail to Senators and news media; the "D.C. sniper"...

Come on...the violence against "the establishment" (as well as plain old random violence) has been out of control for a long, long time...

So your point is that we're "business as usual"?

Originally posted by Michael S.:

"if a property is not selling", or in your case "renting" then the price is too high...i don't care if donald trump is your property manager

i used craigslist for first time this weekend and i am shocked with the amount of phone calls i received, much better applicants than local newspaper

you hit this right on the head. The right rental price is the key (in relation to condition), not the condition of the property itself. If you don't believe this, then put an ad on craigslist for $1 per month. Then see how many qualified renters call you up.

-Rich

http://rawstory.com/rs/2010/0711/package-bomb-houston-oil-company-executives-home/

I've seen this article on several "mainstream" news outlets. Most fail to mention that the house is owned by an oil industry executive. This violence is getting out of control.

Originally posted by J Scott:

I'm not looking to start any stupid debates with this...though I'm definitely interested in your thoughts if you watch the whole thing...

:roll:

Originally posted by Tim Wieneke:

Originally posted by rich23s:

but claims that could be called dangerous. These misinformed people will wind up getting hurt.

Well think of it this way, if people were educated and informed we'd be out of work. :lol:

Taking another angle on this whole debate, you know the funny, as yet unmentioned thing about this Rich is that a few of the liberals here have called themselves "Constitutionalists" and they haven't even considered how a Federal law requiring insurance companies to accept pre-existing conditions is a violation of the 10th Amendment. You and I know that insurance is legislated at the state level and governed through state departments of insurance but they don't - but then, we actually know what we're talking about here. This is what I look for to identify the liberals. They have to do it unconstitutionally at the Federal level so certain states can underwrite other states, because doing this at the state level will show it to be as miserable a failure as it is in Massachusetts.

If these guys can't understand simple insurance basics, the won't be able to comprehend other simple concepts. Land of the free, except when the gov can tell you what kind of customers you have to take. It will be interesting to see how this plays out. With the powers in charge wanting a single payor health care system, I think they'll get their wish in short order given the way this "reform" was structured.

Originally posted by Vikram C.:

Rich23s, your lack of reading-comprehension is making you the one who looks like an idiot. If you care to, you can go back and read my post about the economic consequences of the two laws that (a) require everyone to get insurance and (b) require insurance companies to cover pre-existing conditions. If you still think I have not addressed your arguments, then you should blame your English teachers and not me.

I am sorry if this sounds harsh, but if you use uncivil language, you should expect it back. And now I am really done with this thread. If you wish to actually discuss this issue with me, feel free to PM me. I do not wish to get into a discussion using uncivilized and immature language.

I never called you any names, but I see that you have stooped to that level. The fact that you can't back up your theory means that I can't understand the english language? That's your argument? Somehow I should read your post again, that will constitute backing up your theory? That's rediculous!

The points that you're missing and haven't been able to address are as follows:


-the law requires everyone to buy insurance, but IT'S CHEAPER FOR A HEALTHY PERSON TO TAKE THE FINE, THEN WAIT TILL HE GETS SICK TO PURCHASE INSURANCE. THIS TAKES HEALTHY INDIVIDUALS OUT OF THE POOL, BRINGS UNHEALTHY PEOPLE INTO THE POOL, AND WILL HAVE DRAMATIC EFFECTS TO THE INSURANCE COMPANY.

Can you address this issue with any validity? Or do you wish to throw more insults regarding my intelligence? And do you plan on insisting that, in order to substantiate your economic impact theory, one should simply re-read your theory...that will suffice as proof?

You or J Scott need to back up your silly theories or admit that you have no idea what you're talking about. I already know what the answer is. You guys make Keith Olberman look sane.

thanks for playing.

funny how the libs, in typical fashion, have to get in yet another jab after saying how done they are. When losing an argument, attack, misdirect, debate with generalities, attack small imperfections. This is nothing new and is once again beind demonstrated here.

J Scott says he calls out things that are idiotic, yet he doesn't call out Vikram when he makes not only idiotic claims, but claims that could be called dangerous. This type of misinformation is what is causing the OP to come across complete morons in the field. These misinformed people will wind up getting hurt. This same type of information was praised by Mr. Scott, yet he won't take responsibility to back it up either! "nope, I didn't say that". Even if you didn't say it, at least back it up with some facts before saying what a wonderful post it is.

As far as Vikram goes, where is your cogent presentation? that insurance companies will make more money if they accept anti-selection? PLEASE! I BEG YOU! Please enlighten me and everyone else! We're still waiting...and waiting...and waiting....tell us they will make more money.

truth is, when libs talk in generalities, it sounds really nice! Health insurance for all! but when you do stupid things such as forcing companies to accept anti-selection, THE HEALTHY PEOPLE GO SOMEPLACE ELSE. THE RESULT IS THAT PREMIUMS GO UP AND THE POOL OF INSUREDS BECOMES MORE TAINTED. Not rocket science, just basic insurance economics. Vikram, do you dispute this? Will the healthy people just stay in because it's for the good of the people? Will the healthy people pay increased premiums while watching the substandard risks enter the insured pool? Answer the questions, back up your claim, or stop spewing misinformation.

Great spreadsheet! I will use this on my next flip! Thank you!!!

-Rich

Originally posted by Bienes Raices:

Originally posted by rich23s:

Don't let the mold scare you. If you walked into the last house I worked on, you would have almost thrown up LOL If the wood is warped under the sink and there is a concentration of mold ther as well, I would be pretty confident that that is the source. Once the water was shut off (presumably in an REO situation) the water would have dried up but the mold kept growing then spread through the air to anything it could take hold of. It doesn't sound like it spread to any other rooms from your original description. J Scott and MikeOH gave you some great advice on how to get rid of it...I would add that by simply ripping out the piece of wood in the cabinet under the sink you could really get an idea of the extent of the mold. Hopefully there is tile under that cabinet and it hasn't gone into the wall. Clean the area up nice, put a new piece of wood there and you're good to go!

Thanks Rich. The kitchen smells faintly of mold when you approach the cabinets, but there are no other (visible or smell) signs elsewhere in the house. Water is shut off and I don't see any signs of a current leak.

If I decide to buy, will this cause me a problem eventually when I try to sell? Since I'll have to disclose that the house had mold at one point.

I don't want to venture too much out of my area of knowledge. But I will share my experience, which may or may not be helpful. The mold disclosure on my state's (WI) forms ask if I am aware of any current mold in the house (not exactly sure what the wording is, however "current knowledge" is the key here) so I was able to say "no" with confidence because I felt I removed all the mold. Maybe someone with more experience in this matter could share their experience.

Don't let the mold scare you. If you walked into the last house I worked on, you would have almost thrown up LOL If the wood is warped under the sink and there is a concentration of mold ther as well, I would be pretty confident that that is the source. Once the water was shut off (presumably in an REO situation) the water would have dried up but the mold kept growing then spread through the air to anything it could take hold of. It doesn't sound like it spread to any other rooms from your original description. J Scott and MikeOH gave you some great advice on how to get rid of it...I would add that by simply ripping out the piece of wood in the cabinet under the sink you could really get an idea of the extent of the mold. Hopefully there is tile under that cabinet and it hasn't gone into the wall. Clean the area up nice, put a new piece of wood there and you're good to go!