Thank you everyone for your responses.
@Jeff When I said "feel" I was not literally asking how you "feel" about it. It was a simple way of asking for your opinion. Please keep the thorough analysis for your investments and not post topics.
I asked this question because right now I am working with several investors and each tends to have their own opinion on which is the better method to invest. I am refering to HML in the fix and flip area and not holds. I was curious to see how the members here felt about HML's in their own markets because it seems there is a ever growing number of all cash investors and obviously this topic proved that loan terms have a wide range from market to market.
Right now I am trying to convince my investors that investing all cash is the better way to go, however, I do explain to them how a HML works and the pros and cons to each method.
Thanks everyone for sharing your input. Greatly appreciated!!