All Forum Posts by: Percy N.

@Dustin Karas, by a personal LLC, I assume you mean a single member LLC.

If you are looking to invest in a syndication as a passive investor, then it should not make any difference since the LLC will be passthough (check with your tax professional).

However, there are other benefits like a little bit of anonymity, possible layer of defense from personal identity theft (the syndicator will have your LLCs EIN vs your personal SS# if they are hacked).

What is your tolerance for risk?

The Heloc can be called at any time (particularly in a down market).

If you can't get financing at that time for your investment properties, you could lose your primary residence.

On the other hand, while the market is good, the LoC lets you move quickly and only incur debt service when you use it.

@Account Closed, are you looking for an active or passive investment?

Would you hire a property manager?

Have you considered a syndication for a much larger deal which would allow you to take advantage of scale?

 Thanks Ted, glad you found it useful.

Here is another view of historical returns of S&P 500 from maacrotrends.net

However, returns are only one aspect of many to take into consideration.

Example - If I told you that there was an investment that returned 1000% but tied up the money for 20yrs before you saw a dime, would that be a great investment? Maybe or maybe not, depending on how liquid you needed that investment to be.

As they used to say when I worked on wall st - markets will go up and markets will go down (that is the nature of all markets) and a good investor knows how to capitalize on both as opportunities. 

The reality is that Real Estate and the Stock market are two of many asset classes which have significant differences.

In order to determine which option is best for your unique situation (and yes, they are all unique), you need to look at a variety of criteria such as liquidity, risk, tax benefits, leverage, passive/active, etc. (I go into more detail in this blog post 

https://www.biggerpockets.com/blogs/10305/67660-fi... ).

@Account Closed is mentioning something similar or not.

@Scott ONeill, was that Co-Star for $395/mo? How many markets?

Would gladly pay that. The quote we got was $5kmonth

@Account Closed, talk to the commercial lending department of a small local bank that does portfolio lending.

You may need to make 5-10 calls before you identify the right bank.

Ask them what their lending criteria is (LTV, term, rates, reserve requirement, fees, etc)