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All Forum Posts by: Nate Marshall

Nate Marshall has started 45 posts and replied 1155 times.

Post: Can a “Subject to” Transaction be done SAFELY?

Nate MarshallPosted
  • Real Estate Consultant
  • Evergreen, CO
  • Posts 1,243
  • Votes 663
Quote from @Ken M.:
Quote from @Peter Walther:
Quote from @James Hamling:
Quote from @Peter Walther:
Quote from @James Hamling:
Quote from @Peter Walther:
Quote from @Don Konipol:
Quote from @Jay Hinrichs:
Quote from @James Wise:
Quote from @Don Konipol:

I've read all the posts providing posters personal opinions based on their experience, knowledge, biases, and specializations within the real estate field.  

The many NEGATIVE opinions, while not changing my mind that sub to CAN be done safely, have opened my eyes to the very real risks involved and the difficulty of structuring the transaction so as to protect all parties; I was also surprised to learn of how many investors have observed unsatisfactory outcomes with these type deals.

So, based on all your feedback, I have come to the following conclusions

1. While subject to. transactions can be done safely, it is most difficult to accomplish in residential transactions where the seller is a homeowner and not an investor. 

2. Full disclosure of the negative consequences (retention of liability without ownership of the asset securing that liability, limitation on credit capacity, etc.) must be provided the seller IN WRITING.

3. ALL parties should be represented by an attorney experienced in real estate

4. Buyers with limited knowledge, experience and capital should not engage in this type transaction

5. A subject to transaction involving commercial property and two professional real estate investors is an appropriate venue for a sub to transaction

6. the buyer should be fully prepared to refinance or payoff the existing loan if it is called due, and should have the capacity to do so.

7. the legal structure and documentation should be prepared by an attorney experienced in subject to transactions.

8. Avoid anybody who was a Pace Morby student


Sub2 is for criminals and con artists. Anyone who comes on these threads and talks about doing Sub2 deals is garbage.


Jim Luv you Bro but your over the top on this one.. 
yeah, I often disagree with Mr Wise, but I LOVE the fact that he unequivocally states his opinion. Even when he implies that I’m “garbage”.  This is the second time I’ve been called garbage in the last 6 months.  The first was by Joe Biden. LOL 

Was it really necessary to inject politics into the conversation, after all, I didn't mention the sociopathic narcissist currently occupying the white house or the chaos he's creating or his running buddy who thinks I'm a parasite.

" ....after all, I didn't mention the sociopathic narcissist currently occupying the white house or the chaos he's creating or his running buddy who thinks I'm a parasite."

Bidens back at the White House ?!!

I wouldn't get all up in arms, I am sure he's just having an "old-timers" episode again one of the wranglers will get him a 10yr old to sniff to coax him out soon enough. 


While Biden certainly wasn't up the task of being President, he didn't have over 100 mental health professionals opine that he is mentally ill.  Nor did he have many of his handpicked advisors such as Rex Tillerson call him "a fuc*ing moron", yet many seemingly intelligent individuals insist that Donald Trump is the greatest businessman who ever walked the face of the earth.  Forgive me if I seem confused.


Is it possible that your confusion may have a source influence from an over-consumption of headlines, and an under-consumption of self search in facts and due diligence? 

I suspect the factual answers, as most things, are found somewhere in the middle.... 


I believe that if you review some of my previous posts, on any topic, my opinion is always based on facts and are not superficial.  My post that started this tangent was that over 100 metal health professionals have opined that Donald Trump is mentally ill, I have yet to read anything that refutes that fact.  I also wrote that Rex Tillerson said Trump is a fuc*ing moron, which is also a fact.  The fact is Donald Trump was insolvent and was saved from bankruptcy, unlike his companies, by his creditors who decided he was worth more to them financially alive then dead.  Then came along Mark Burnett who created this persona of a successful businessman from whole cloth, and the gullible public bought it, probably as a result of what's known in behavioral economics as availability bias.  The fact is he was never that smart, financially or otherwise and his mental acuity has gone steadily downhill.  The fact is, Donald Trump is a sociopath and as such is incapable of feeling things normal people take for granted such a guilt, regret, shame, remorse, fear.  If you're interested, there's a book titled Sociopath, A Memoir by Patric Gagne, an autobiography by a woman self-diagnosed as a sociopath who went on to get her PhD to better understand her condition.  It might give you a better understanding of what may be going on inside Trumps mind.  Also, it's a fact that it is commonly believed by mental health professionals, that these personality traits make sociopaths poor decision makers because they are incapable of understanding or caring about the possible adverse consequences of their decisions.  The fact is he's also a pathological liar, incapable of telling the truth and in many cases unable to even recognize that he's lying.  I really wish that one of you Trump supporters would give me some fact that demonstrates why my opinion of Trump and his policies are wrong or some record of his remarkable achievements.

.

Why @Peter Walther:, I’m surprised at you. You tout professionalism yet you know that not one of those so called “metal health professionals” (sic) has ever had even 5 minutes with Donald Trump to make any determination of capacity or intent.

That is like saying “over 100 SubTo students have determined that the transfer of ownership of properties using a quit claim deed is valid without having to even do a title report.“ You know, for sure, how absurd that statement is, on multiple levels. 

Not one of those purported “metal health professionals” (sic) you refer to is a Psychiatrist or even a Phd. Most of them are imaginary and don’t exist anyway. 

Don’t ruin your credibility over trivial matters just because a bee got under your saddle. ;-)

Serious case of TDS. 

Post: Can a “Subject to” Transaction be done SAFELY?

Nate MarshallPosted
  • Real Estate Consultant
  • Evergreen, CO
  • Posts 1,243
  • Votes 663
Quote from @Peter Walther:
Quote from @James Hamling:
Quote from @Peter Walther:
Quote from @James Hamling:
Quote from @Peter Walther:
Quote from @Don Konipol:
Quote from @Jay Hinrichs:
Quote from @James Wise:
Quote from @Don Konipol:

I've read all the posts providing posters personal opinions based on their experience, knowledge, biases, and specializations within the real estate field.  

The many NEGATIVE opinions, while not changing my mind that sub to CAN be done safely, have opened my eyes to the very real risks involved and the difficulty of structuring the transaction so as to protect all parties; I was also surprised to learn of how many investors have observed unsatisfactory outcomes with these type deals.

So, based on all your feedback, I have come to the following conclusions

1. While subject to. transactions can be done safely, it is most difficult to accomplish in residential transactions where the seller is a homeowner and not an investor. 

2. Full disclosure of the negative consequences (retention of liability without ownership of the asset securing that liability, limitation on credit capacity, etc.) must be provided the seller IN WRITING.

3. ALL parties should be represented by an attorney experienced in real estate

4. Buyers with limited knowledge, experience and capital should not engage in this type transaction

5. A subject to transaction involving commercial property and two professional real estate investors is an appropriate venue for a sub to transaction

6. the buyer should be fully prepared to refinance or payoff the existing loan if it is called due, and should have the capacity to do so.

7. the legal structure and documentation should be prepared by an attorney experienced in subject to transactions.

8. Avoid anybody who was a Pace Morby student


Sub2 is for criminals and con artists. Anyone who comes on these threads and talks about doing Sub2 deals is garbage.


Jim Luv you Bro but your over the top on this one.. 
yeah, I often disagree with Mr Wise, but I LOVE the fact that he unequivocally states his opinion. Even when he implies that I’m “garbage”.  This is the second time I’ve been called garbage in the last 6 months.  The first was by Joe Biden. LOL 

Was it really necessary to inject politics into the conversation, after all, I didn't mention the sociopathic narcissist currently occupying the white house or the chaos he's creating or his running buddy who thinks I'm a parasite.

" ....after all, I didn't mention the sociopathic narcissist currently occupying the white house or the chaos he's creating or his running buddy who thinks I'm a parasite."

Bidens back at the White House ?!!

I wouldn't get all up in arms, I am sure he's just having an "old-timers" episode again one of the wranglers will get him a 10yr old to sniff to coax him out soon enough. 


While Biden certainly wasn't up the task of being President, he didn't have over 100 mental health professionals opine that he is mentally ill.  Nor did he have many of his handpicked advisors such as Rex Tillerson call him "a fuc*ing moron", yet many seemingly intelligent individuals insist that Donald Trump is the greatest businessman who ever walked the face of the earth.  Forgive me if I seem confused.


Is it possible that your confusion may have a source influence from an over-consumption of headlines, and an under-consumption of self search in facts and due diligence? 

I suspect the factual answers, as most things, are found somewhere in the middle.... 


I believe that if you review some of my previous posts, on any topic, my opinion is always based on facts and are not superficial.  My post that started this tangent was that over 100 metal health professionals have opined that Donald Trump is mentally ill, I have yet to read anything that refutes that fact.  I also wrote that Rex Tillerson said Trump is a fuc*ing moron, which is also a fact.  The fact is Donald Trump was insolvent and was saved from bankruptcy, unlike his companies, by his creditors who decided he was worth more to them financially alive then dead.  Then came along Mark Burnett who created this persona of a successful businessman from whole cloth, and the gullible public bought it, probably as a result of what's known in behavioral economics as availability bias.  The fact is he was never that smart, financially or otherwise and his mental acuity has gone steadily downhill.  The fact is, Donald Trump is a sociopath and as such is incapable of feeling things normal people take for granted such a guilt, regret, shame, remorse, fear.  If you're interested, there's a book titled Sociopath, A Memoir by Patric Gagne, an autobiography by a woman self-diagnosed as a sociopath who went on to get her PhD to better understand her condition.  It might give you a better understanding of what may be going on inside Trumps mind.  Also, it's a fact that it is commonly believed by mental health professionals, that these personality traits make sociopaths poor decision makers because they are incapable of understanding or caring about the possible adverse consequences of their decisions.  The fact is he's also a pathological liar, incapable of telling the truth and in many cases unable to even recognize that he's lying.  I really wish that one of you Trump supporters would give me some fact that demonstrates why my opinion of Trump and his policies are wrong or some record of his remarkable achievements.


 Cry harder boi. Nothing you can do. Hamas would welcome someone like you. 

Post: The Multifamily Mindset program. Biggest regret of so many people. Is it a scam?

Nate MarshallPosted
  • Real Estate Consultant
  • Evergreen, CO
  • Posts 1,243
  • Votes 663
Quote from @Steve Marcello Arce:

ALL of These Gurus are Criminals

and Pimps


Tyler D.

Grant C.

Billy G.


Tai L.  

 Etc.,



 Pace M. 

Post: The Multifamily Mindset program. Biggest regret of so many people. Is it a scam?

Nate MarshallPosted
  • Real Estate Consultant
  • Evergreen, CO
  • Posts 1,243
  • Votes 663
Quote from @Lutfiya Mosley:

There are a lot of questions about whether or not MFM is a scam. The definition of a scam is a deceptive scheme, act, or operation. From this definition and my experience with the Multifamily Mindset and their employees, independent contractors, and sponsors they promote that is exactly what it is in my opinion.

I joined the program in June of 2021. There were no reviews on the company that I could see at the time. After I joined there was one very specific, honest review by Zach Harsh and boy did he get slandered for it. The company was going around the US making a ton of money at the height of its popularity and other people who had similar experiences to him said nothing at all which cost people like me everything I worked towards financially.

First off you, are paying at least 40k for expert mentorship my brochure said. Although not everyone, they pick and choose who they charge what to. They also ask people to look into their financials and assets at the sales event. For no reason that will benefit you. The salespeople also act like they will keep in touch and sponsor deals for you but they don’t. The company had no “coaches” who had experience in this aspect of real estate (multifamily value add syndication). This has been admitted by almost every coach themselves.

Here is a list of other common lies at the sales event which is a three-day “class” you pay $1500 for:

  • 1. The salespeople including Tyler Deveraux himself tell people we will get you in your first deal and have it closed in three months. They started having a guy from a company called Pathways come to these events and get people to put 40k on 4 or 5 credit cards which put them in massive debt and wrecked their credit because of this dishonesty as well as other things said in the three days.
  • 2. You get paid a 5% acquisition fee and regular cash flow with low risk. I own a property with Tyler Deveraux, Ryan Woolley and their partners Lisa and Greg Parrish. This size fee is a red flag to lenders, they look for 1% so that is what they put on the closing statement. The property I am on with them has been neglected to the point I received a notice of default. Myself and other investors have received no cash flow in over two years. There is a lot of money unaccounted for and nobody will answer any questions. The people you pay to mentor you will fully shut you out and do things behind your back. This has cost me personally in so many ways.
  • 3. The salespeople tell you they will keep in touch and hold your hand through the transactions but they will not contact you after they get you to pay unless you have capital for a deal of theirs. Many 506b deals are pitched to new students including ones that are failing and the students have no knowledge in this industry to understand what is being presented. I can name at least four or five.
  • 4. Tyler Deveraux, Ryan Woolley, and their partners and sponsors they promote have gotten students and their families and friends into horrific situations with neglected properties and take no responsibility for it. They refuse to give investors the information they ask for such as who is the loan through, what kind of state it is in, and who are the GPs, LPs, profit and loss statements. They have done multiple capital calls on one property just for it to foreclose. There are multiple properties they own in the same condition now. Many students and their family and friends have money in these. Students are so scared they don’t say anything in hopes their family won’t lose it all.
  • After four years of running a deceptive business and getting students locked into deals with them and their employees or associates, the owners are trying to split up and there's a lawsuit between them. Three men started this and if you read the lawsuit it should prompt you to steer clear of all of them. Todd Millar is just trying to disappear as if he never participated, taking no responsibility for all the money people are asking for back. Tyler Deveraux continues this mess and takes people’s money for little to no value based on lies at the sales events. Ryan Woolley is saying Tyler abused him and all this isn’t his fault. He is trying to collect all the hurting students for his new investment company.

Tyler Deveraux and Ryan Woolley are both starting new companies. Tyler’s is Nalu capital and Ryan’s is 7Reigns. Both companies have recently closed on transactions with people new to the industry who have no idea how much their current investors are hurting. This should not be allowed. They both have done so many people wrong and so have the sponsors they promote to the students. They have left so many people in terrible financial situations due to dishonesty and if you got involved in an investment with them like I did it will be one of your biggest regrets. I would never get involved with any of these people or anyone associated with them if I could go back so hopefully this helps someone else.


 This happens at just about 90% of seminars and events held by "real estate gurus" at hotel conference rooms and convention centers. They might have one person hosting and speaking who is experienced but the majority of those working for the promoter are sales reps. Nobody is there to sponsor your deals. In fact I bet over half of the promoters will try to upsell you at some point. 

Post: Any experience with New Western wholesalers in Colorado?

Nate MarshallPosted
  • Real Estate Consultant
  • Evergreen, CO
  • Posts 1,243
  • Votes 663
Quote from @Caleb Brown:

Be super careful with them. Do your own comps and due diligence(as any other deal).They produce a lot of deals but I rarely see any that make sense. As other wholesalers there is no inspection period and EMD is non refundable.


 They overcharge and are basically the Hamas of real estate. 

Post: Small Multi Family Coaches/mentors? 2-4 units.

Nate MarshallPosted
  • Real Estate Consultant
  • Evergreen, CO
  • Posts 1,243
  • Votes 663
Quote from @Paul Graves:

I’m in this same boat! CC me!

All I can offer up is that I’ve made thousands and thousands of cold calls in growing my realtor business, but I spent my big commission years unwisely and I haven’t built any assets. Sick of it. Started turning this all around a year ago and would love to use my skills to help myself and others grow their business and build wealth.

I’m very skilled and willing to put in work, but I think traditional wholesaling is outdated and incredibly saturated. I want to build assets and grow wealth. What can I do?


 Not just outdated and saturated but wholesaling has no future. Hamas has more of a future! 

Post: Pace Morby’s Gator Lending - yay or nay?

Nate MarshallPosted
  • Real Estate Consultant
  • Evergreen, CO
  • Posts 1,243
  • Votes 663
Quote from @Cloey Green:

I wouldn't call what Nate shared not valid. He may not have his own experience personally with Morby's communities, but if 30 people said that to me, I would say that is valid proof and an opinion of others experiences that does hold water when it comes to learning about the pros and cons of the Gator community. Sure, if it is one or two, I personally would do more research, but if 30 people, which I have heard a lot, not as many, but a lot, about the same thing about the Gator community and Pace's other communities. 

Also, it seems you used what Nate said as an opportunity to not only promote it, but also say you can get a discount for Nate, which is an upsell. Upselling is also a big part of Pace Morby's communities. Which is fine, but if you are wanting to show people why you like the Gator community, being open and honest and understanding without upselling for a chance at a commission might not be the best way. Especially since Pace's communities is also known a lot for upselling a lot of stuff.

I personally don't like the Gator community or any other community of Pace's and a lot of them are the same, such as always upselling, aggressive, and seem brainwashed in the communities saying it is the best thing that ever happened to them without ever really seeing people making a lot of money or if they do, they grind a lot (a lot of which seems unnecessary), which makes you wonder, if something sounds too good to be true, it probably is.

I am just saying, instead of judging and saying something along the lines of telling someone what they say reflects on themselves while being condescending like and then upselling a product that they are criticizing, maybe be open to discussion and offer your experience and why you like the community yourself and how it's changed your life and the money you've made. Humans like referrals more than paid ads on the FYP. That is why Nate is sharing what 30 people shared with them.


 People who also sent me their documents and agreements from Pace's gator boi losers! 

Post: Any experience with New Western wholesalers in Colorado?

Nate MarshallPosted
  • Real Estate Consultant
  • Evergreen, CO
  • Posts 1,243
  • Votes 663

New Western learned a lot from Hamas. Same type of people. 

Post: Can a “Subject to” Transaction be done SAFELY?

Nate MarshallPosted
  • Real Estate Consultant
  • Evergreen, CO
  • Posts 1,243
  • Votes 663
Quote from @James Hamling:
Quote from @Peter Walther:
Quote from @James Hamling:
Quote from @Peter Walther:
Quote from @Don Konipol:
Quote from @Jay Hinrichs:
Quote from @James Wise:
Quote from @Don Konipol:

I've read all the posts providing posters personal opinions based on their experience, knowledge, biases, and specializations within the real estate field.  

The many NEGATIVE opinions, while not changing my mind that sub to CAN be done safely, have opened my eyes to the very real risks involved and the difficulty of structuring the transaction so as to protect all parties; I was also surprised to learn of how many investors have observed unsatisfactory outcomes with these type deals.

So, based on all your feedback, I have come to the following conclusions

1. While subject to. transactions can be done safely, it is most difficult to accomplish in residential transactions where the seller is a homeowner and not an investor. 

2. Full disclosure of the negative consequences (retention of liability without ownership of the asset securing that liability, limitation on credit capacity, etc.) must be provided the seller IN WRITING.

3. ALL parties should be represented by an attorney experienced in real estate

4. Buyers with limited knowledge, experience and capital should not engage in this type transaction

5. A subject to transaction involving commercial property and two professional real estate investors is an appropriate venue for a sub to transaction

6. the buyer should be fully prepared to refinance or payoff the existing loan if it is called due, and should have the capacity to do so.

7. the legal structure and documentation should be prepared by an attorney experienced in subject to transactions.

8. Avoid anybody who was a Pace Morby student


Sub2 is for criminals and con artists. Anyone who comes on these threads and talks about doing Sub2 deals is garbage.


Jim Luv you Bro but your over the top on this one.. 
yeah, I often disagree with Mr Wise, but I LOVE the fact that he unequivocally states his opinion. Even when he implies that I’m “garbage”.  This is the second time I’ve been called garbage in the last 6 months.  The first was by Joe Biden. LOL 

Was it really necessary to inject politics into the conversation, after all, I didn't mention the sociopathic narcissist currently occupying the white house or the chaos he's creating or his running buddy who thinks I'm a parasite.

" ....after all, I didn't mention the sociopathic narcissist currently occupying the white house or the chaos he's creating or his running buddy who thinks I'm a parasite."

Bidens back at the White House ?!!

I wouldn't get all up in arms, I am sure he's just having an "old-timers" episode again one of the wranglers will get him a 10yr old to sniff to coax him out soon enough. 


While Biden certainly wasn't up the task of being President, he didn't have over 100 mental health professionals opine that he is mentally ill.  Nor did he have many of his handpicked advisors such as Rex Tillerson call him "a fuc*ing moron", yet many seemingly intelligent individuals insist that Donald Trump is the greatest businessman who ever walked the face of the earth.  Forgive me if I seem confused.


Is it possible that your confusion may have a source influence from an over-consumption of headlines, and an under-consumption of self search in facts and due diligence? 

I suspect the factual answers, as most things, are found somewhere in the middle.... 


 100% as always James. 

Post: Can a “Subject to” Transaction be done SAFELY?

Nate MarshallPosted
  • Real Estate Consultant
  • Evergreen, CO
  • Posts 1,243
  • Votes 663
Quote from @Peter Walther:
Quote from @James Hamling:
Quote from @Peter Walther:
Quote from @Don Konipol:
Quote from @Jay Hinrichs:
Quote from @James Wise:
Quote from @Don Konipol:

I've read all the posts providing posters personal opinions based on their experience, knowledge, biases, and specializations within the real estate field.  

The many NEGATIVE opinions, while not changing my mind that sub to CAN be done safely, have opened my eyes to the very real risks involved and the difficulty of structuring the transaction so as to protect all parties; I was also surprised to learn of how many investors have observed unsatisfactory outcomes with these type deals.

So, based on all your feedback, I have come to the following conclusions

1. While subject to. transactions can be done safely, it is most difficult to accomplish in residential transactions where the seller is a homeowner and not an investor. 

2. Full disclosure of the negative consequences (retention of liability without ownership of the asset securing that liability, limitation on credit capacity, etc.) must be provided the seller IN WRITING.

3. ALL parties should be represented by an attorney experienced in real estate

4. Buyers with limited knowledge, experience and capital should not engage in this type transaction

5. A subject to transaction involving commercial property and two professional real estate investors is an appropriate venue for a sub to transaction

6. the buyer should be fully prepared to refinance or payoff the existing loan if it is called due, and should have the capacity to do so.

7. the legal structure and documentation should be prepared by an attorney experienced in subject to transactions.

8. Avoid anybody who was a Pace Morby student


Sub2 is for criminals and con artists. Anyone who comes on these threads and talks about doing Sub2 deals is garbage.


Jim Luv you Bro but your over the top on this one.. 
yeah, I often disagree with Mr Wise, but I LOVE the fact that he unequivocally states his opinion. Even when he implies that I’m “garbage”.  This is the second time I’ve been called garbage in the last 6 months.  The first was by Joe Biden. LOL 

Was it really necessary to inject politics into the conversation, after all, I didn't mention the sociopathic narcissist currently occupying the white house or the chaos he's creating or his running buddy who thinks I'm a parasite.

" ....after all, I didn't mention the sociopathic narcissist currently occupying the white house or the chaos he's creating or his running buddy who thinks I'm a parasite."

Bidens back at the White House ?!!

I wouldn't get all up in arms, I am sure he's just having an "old-timers" episode again one of the wranglers will get him a 10yr old to sniff to coax him out soon enough. 


While Biden certainly wasn't up the task of being President, he didn't have over 100 mental health professionals opine that he is mentally ill.  Nor did he have many of his handpicked advisors such as Rex Tillerson call him "a fuc*ing moron", yet many seemingly intelligent individuals insist that Donald Trump is the greatest businessman who ever walked the face of the earth.  Forgive me if I seem confused

Cry harder boi! Trump is saving our country aka world from subhumanity!!!