All Forum Posts by: Kevin Cespedes

Sup guys have a question so im thinking about taking a heloc out and using it for my next investment property normally i would like to do a cash out refi but since the rates are so high and i have a really good rate i rather go with the heloc, would love to hear feed back about this strategy. 

Hello everyone, with the rates higher in this period compared to the last few years, i was wondering what would be the better option between a cash out refi or a heloc i have a property that i owe 314k and the appraised value is about 600k. 

hello everyone i have a question so currently my wife has a fha loan but im not on the loan or the title so it got me to thinking is it possible for me to get a fha loan under my own name? I know it gets tricky when you are married we file taxes separate as well. 

hello everyone so I'm currently going thru an issue with my x girlfriend she signed on the deed and loan for 2 houses we purchased, but the mortgage payment only comes out of my account for the better part of 6 years which is as long as we had the property I also put the entire downpayment from my sole account as well is there anything I can do to someone get her off the deed?

@Sam Fickel wow man thank you for this im using this trick every time thank you again

@Jamie Derasmo thank you i just did it myself on nerdwallet,

@Tim Herman oh because what i was doing was subtracting my loan to my appraisal and then doing 70% of that number, thanks for your help

@T Giddens investment property

Hello everyone so im trying to fully understand how a cash out refinance works, so i have a property that i owe 334k, and i recently appraised it and the appraisal came back at 505k, its an investment property, I originally thought i could be able to pull 70% of the loan to value, which i believe id roughly about 117k if im not mistaken can someone tell me is this accurate if not could anyone explain it to me please i greatly appreciate it, thanks guys

Hey wassup guys today one of my investments properties caught on fire, and one of my tenants jumped out the window of the second fl and fractured her foot i wanna know if i should be worried in terms of her suing? The fire was caused by a car malfunction in the driveway.