All Forum Posts by: Account Closed

I believe you cannot withdraw from your 401(k) unless you leave/change your employer. I think your only option is a loan.

That looks like one awesome line up. I am looking forward to it!

I am done buying silver. I scooped up a decent amt in 2009, with an average cost at $15.77 per oz. Many have done much better than me at getting bargains.

That said, I believe silver has a ways to go. It's been holding steady in the low 30s for a long time now, after a burst to 50 last summer. That does not sound like the next great silver crash, yet. I am not sure about how high we will go this year. But I strongly believe that we'll see three digit silver prices before the silver bubble is really over. Definitely not selling silver yet. And I plan to hold it long after I liquidate some gold.

I like the saying "When in doubt disclose".

As for if full disclosure alone is enough, I believe it depends on the context. But I am inclined to agree with Reed's points about lease options and disclosure.

Can you elaborate more on the seller financing issue? Reed mostly used Lease Options for an example in his article, and I am having trouble seeing the gray and dark areas if a seller agrees to carry a note backed by real estate.

I'll second that. I hear this argument a lot and ignore it. It's even an argument they teach you in real estate license school; as an example of why a seller might finance (a better return than the bank or a CD).

If I am buying and holding this way and the numbers pencil out as a win (50 percent rule + desired margin) and the numbers are also a win for the seller(5% plus a 10K fee), I'd probably do it.

Great post Rich. Thank you for the reminder!

Welcome Andrew!

Welcome back! I can imagine the stress you were going through.

Have you considered Heroku, or something on the cloud? Although I've had my own issues with cloud services as well...

In either case, nice job turning it around fast, given the scope of the failure.

Thanks Nick! I believe it takes about a month to get your number here as well if you apply for the license separately.

During this process I learned the way to go in CA is to apply for the test and exam at the same time: At the So Cal electronic testing stations if you pass the test you literally get your license number when you leave the exam.

I actually don't like it when people call me sir. It makes me feel old. As long as they don't call me dude or bro unless we're already friends.

That said, I was raised to be respectful. So Cal is notorious for rude people, which is even more reason why I like being both chivalrous and respectful here. It really makes you stick out.

As far as driving I can be both rude and respectful. I strive to be respectful on the road. But ever since I got a car with a bit of kick in it I can see how easy it is for me to slip in to rude mode.