All Forum Posts by: Marisa Alvarez

@Stephan K. Stephen that reminds me I would love to talk with you and your guys and learn from what you guys are doing ! Please let me know when you can ! 😃

@Lee Ripma thank you for your answer !

I have through the wall AC units in an apartment building. I can cover with AC sleeves still they make the place look too cheap.

What is the best way to cover them to make them loom aesthetic?

@Jason Bott Jason, being a small community and none of us with a mortgage. Can each member sign that we only want to carry liability and fire insurance? ( not all the rest - hurricane, wind - flood - sinkhole ) And if so, is the Board still liable to get sued ?

@John Mocker thank you for the info. If all the owners sign that they only want to carry let’s say, liability and fire insurance ( none of us have mortgages and no one wants to sell) , would there be a liability then for the members of the Board ?

@Greg Scott I understand. So what happens if there is no mortgage ? If every owner owns their place. Is it still a risk to only carry liability insurance?

I own condos which are part of different HOAs.

I see a lot of money goes into Insurance ( flood wind sink holes etc )

Some Small Associations around where I live (Tampa Bay - Florida ) have opted to go just with Liability Insurance and not the rest. Our Insurer says it is illegal and that we can be sued if we do so.

Is this right ?? 😳😳😳

@Amy Loftus What book is that ?

@Christopher Smith I love your answer. There is a whole business made around this.

@Darius Ogloza what landlord policy do you use ? Please I need advise on this !!!