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All Forum Posts by: Julio Garcia

Julio Garcia has started 2 posts and replied 444 times.

Post: Help on finding my second property

Julio GarciaPosted
  • Rental Property Investor
  • Modesto/Stockton/Merced, CA
  • Posts 456
  • Votes 214

Depends, HOA fee's are variable when it comes to effecting income. I'd stay away. upside is places that have HOA fee's tend to be more taken care of

you also might want to look and see if the HOA will allow you to rent it out, some don't.

Post: How to originate Promissory Notes (with Mortgage)

Julio GarciaPosted
  • Rental Property Investor
  • Modesto/Stockton/Merced, CA
  • Posts 456
  • Votes 214

following 

Post: First deal advice on a rental property

Julio GarciaPosted
  • Rental Property Investor
  • Modesto/Stockton/Merced, CA
  • Posts 456
  • Votes 214

Why not seller financing? 

Post: 2nd Mortgage or HELOC to begin purchase of investment properties

Julio GarciaPosted
  • Rental Property Investor
  • Modesto/Stockton/Merced, CA
  • Posts 456
  • Votes 214

That's a good amount of equity! What do you plan to do with your primary? continue to live in it? rent it out andmove into the new property?

cons- right now banks are slow bc of the low interest.

Post: Looking for Opportunities in Northern California

Julio GarciaPosted
  • Rental Property Investor
  • Modesto/Stockton/Merced, CA
  • Posts 456
  • Votes 214

Sent you a PM 

Post: Step-by-step guide to generating off-market deal flow (broker ed)

Julio GarciaPosted
  • Rental Property Investor
  • Modesto/Stockton/Merced, CA
  • Posts 456
  • Votes 214

The BEST thing i learned today. Thank you for this @Austin Sine

Post: Ideal contractor to hire

Julio GarciaPosted
  • Rental Property Investor
  • Modesto/Stockton/Merced, CA
  • Posts 456
  • Votes 214

Sent you a pm

Post: Section8 Investors - Explain This

Julio GarciaPosted
  • Rental Property Investor
  • Modesto/Stockton/Merced, CA
  • Posts 456
  • Votes 214

Mario, she'll pay the $134, Housing authority will cover the rest. so long as you complete the paperwork appropriately and send it back. 

Post: Property Management: Self or Outsourced

Julio GarciaPosted
  • Rental Property Investor
  • Modesto/Stockton/Merced, CA
  • Posts 456
  • Votes 214

Is Pm for you really falls on the case by case basis.

You gotta ask yourself is losing 10% really that big of an exchange to free up your Sundays or any other real estate related issue. That's the real question. Maybe you can negotiate the rate down. 

best of luck, Nicolas

Post: HVAC install for a higher ARV

Julio GarciaPosted
  • Rental Property Investor
  • Modesto/Stockton/Merced, CA
  • Posts 456
  • Votes 214

Somewhere in the ball park of 10%