All Forum Posts by: Josh V.

I just talked to a couple of banks and of course these are an estimate and can change depending on many factors but was told 4.125%-4.5% for a 30 year with 20-25% down.

Thanks @Shawn Ackerman and @Account Closed.  I also just called a couple of bank and they said their turnaround for getting a letter to go with an offer is within a couple of hours.  So it seems that I would be best to wait until I find a property.

I am looking for input on how your credit is affected by a pre approval.  For example you get pre approved and don't find a property within the window that the respective bank has.  You then have to get pre approved again.  Does this negatively affect your credit?

I just found this thread researching short sales.  I was just going to make an offer on a single family today that was a great deal and just found out that it went into short sale.  So it sounds like I may be in for the long haul with this and may not end up getting as good of a deal.  @Robert Brannigan I should check and see if the state it is in (Kansas) let's you cancel your contract without losing earnest money.  That way I will keep looking.

@Max T. Those are good numbers