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All Forum Posts by: Jennie Berger

Jennie Berger has started 15 posts and replied 238 times.

Hey Tom!
Do you have a link to a map that clearly delineates the enterprise zones? That's one of things I'm struggling with. The maps I found online don't show actual cross street names, just areas, so I'm kind of guessing whether we fit into them or not.🤣

*Note: I've also asked my CPA for advise and am waiting to hear back.

Originally posted by @Tom Shallcross:

@Jennie Berger - I’m familiar with the enterprise zone exemptions and have utilized the program on several projects. I had a BP post on it but it was a while ago and couldn’t easily find it.

If you’re project is in an enterprise zone, you fill out this one page form, show proof of ownership and permits and get approved within a few business days.

They email you a certificate and there is then one more form to fill out so your contractors can get the certificate specific for your job. Most, but not all major suppliers accept it and waive your sales tax when making your purchases.

Feel free to DM with any specific questions.

Hello Chicago Friends-

In doing my own due diligence (which involves calling the city ;) I have not gotten a totally clear answer as to whether or not we would qualify for tax exemption with regards to the building materials we purchase. Our current GC has one but he got it a long time ago. I'm sure rules and stipulations have changed. Can anyone shed some light on this? I understand these 3 categories below exist but am not sure if we fit into one of the 6 zones or not. (Their online maps are kind of cryptic. At least the ones I found on their website are...) 


1. 6 Enterprise Zones - city specific

2. River Edge Redevelopment Areas 

3. High Impact Business Area 

From Publication 139
"Contractors, sub-contractors, and other entities participating in a real estate
construction, rehabilitation, or renovation project in an Enterprise Zone or a River
Edge Redevelopment Zone – or for a state-certified High Impact Business – may
purchase qualified building materials for the project exempt from sales tax."


Thanks for any help!

Post: 2021 Hot Rehab Finishes Advice

Jennie BergerPosted
  • Developer
  • Chicago IL
  • Posts 247
  • Votes 171
Please DM me and I'll send you a link to the property. I'm not allowed to share it here. :)

Originally posted by @Mario Morales:

@Jennie Berger hi I was reading your thread and a truly awesome I would love to see some pictures of your property if you don't mind sharing!

Post: 2021 Hot Rehab Finishes Advice

Jennie BergerPosted
  • Developer
  • Chicago IL
  • Posts 247
  • Votes 171
I agree with @Crystal Smith. Check the comps! Also, have you considered using a decent quality, pre-finished engineered hardwood floor (as opposed to solid hardwood)? Engineered wood is more readily available, budget friendly, and absolutely beautiful because it looks and functions almost identically to solid hardwood. I don't know what your price point is but definitely recommend looking into that. Carpet in bedrooms--definitely mixed feelings. The comps can help with that one too. :)

Originally posted by @Matthew Olszak:

@John Warren @Jennie Berger Wow - thank you both for all the info. I wasn't sure if white shaker cabinets were still "in" but sound like that's the case.

The floors in the front room, hall, and bedrooms are currently that cheap oak pattern laminate from home depot that was popular in cheap rentals 5 years ago or so. Under that if I recall correctly, is old parquet. I can't remember if I ripped that up before laying the laminate though. I'll likely lay down wood in at least the front room and hall. How does everyone feel about carpet in the bedrooms? I personally like it but I'm not the market buyer. 

Post: 2021 Hot Rehab Finishes Advice

Jennie BergerPosted
  • Developer
  • Chicago IL
  • Posts 247
  • Votes 171

Hey Matthew! 

I'll second what @John Warren wrote above and add my 2 cents. Take this with a grain of salt because we do medium-end flips on the NW side of Chicago (ARVs = 600k-950k). That being said, I am still very budget conscious (raised a good Jewish girl & frugal LOL) and absolutely love the creative aspect of designing homes. I usually search for hot things on Pinterest, Houzz, and other designer's IG pages. Then pick the ones I like, put my own spin on it, and match those options to the budget friendly versions.

Some of my favorites that I believe will appeal to the majority of buyers AND not break the bank are as follows:

Kitchen- white shaker cabinets, or two-toned (as John mentioned). Sounds like it might be a smaller kitchen, so if you don't have an island or peninsula, then I'd stick to a single color for cabinets. Backsplash- you could run the quartz countertop up the back a tad, or use something simple like a 3 x 6 subway tile, maybe in a different color (if your cabinets are white), and/or a herringbone pattern. The change of pattern will really pop and only cost you some extra time.

Hardware - Black matte is still hot. Chrome is classic and IMO will never die. But black matte just gives the impression of 'luxury' to most people viewing it and costs virtually the same as chrome and brushed nickel (which I cannot stand persoally). Simple ways to elevate the hardware are to use knobs for the doors and nice modern pulls for the drawers. The little mix-match of hardware costs nothing extra and just shows you are more creative than the average rehabber.

Countertops - quartz. So many options available. Beautiful neutral options are Calacatta Laza, Calacatta Gold, or Statuario. All are white (bright or warm white) and have either subtle grey and/or greige/pale brown veining. 

Plumbing Fixtures - black matte to match your hardware. Pull down, high arc faucets are still very popular. Amazon has a plethora of black matte stuff. 

*Note- the nice thing about black matte is it is super easy to match. If you choose chrome or nickel (or brass/gold), matching shades and tones can get challenging. I'd stick with black matte throughout the entire place if you can swing it.

Bathroom - Furniture style vanities are nice with soft close drawers and doors. They're a little bit more than el cheapo vanities but that soft close makes a huge difference. White is always a great color OR very popular these days is a natural oak color vanity. Distressed, textured, reclaimed appearance vanities. Anything that looks natural basically, like you would find it in nature. :) (**Note: I love floating vanities in powder rooms. However for the main bathroom(s) I feel they lack the storage space I desire, so I'd use a full size vanity unless you have a lot of extra storage throughout, closets, cabinets, cubbies, shelves, etc.)

Tile: Subway tile is still in, but perhaps try using a larger option, like a 4 x 16 tile. I used this in one of our recent properties in the 'kids' bathroom and it looked a little more unique than traditional 3 x 6. I also recommend hexagon flooring. I used a semi-polished white hex floor (8 x 8 or 11 x 13) in the master, and a green matte hex floor in the kids bathroom for a pop of color. Hexagon flooring is still very popular and affordable. (*If you're looking to go a little bolder, something like the Adessi Kavala Matte White Hex tile is a super cool option for a bathroom floor or accent wall in the shower or tub area.

Floors: Do you have wood floors? If so, sand and refinish. Stain them a nice, light, neutral color. And if possible, keep the finish matte, not shiny. Dark, shiny floors are old hat these days. People want light and bright and inviting. If no wood, then an LVT is a nice affordable option (I'm sure you know since you have other rentals). Floor & Decor has incredible options at all price levels. Again, go lighter.

Paint: Grey is nice but I'm leaning more towards Earth tones. I've seen a lot of pale, pale browns, neutrals, light beiges, light taupes and pewters, etc. And of course, white. You can never go wrong with white because it's a blank slate. We recently did the following in our house: Benjamin Moore 'Dove White' on the walls (satin or eggshell finish), trim (semi gloss finish), doors (semi gloss finish), and ceiling (flat finish). Yes, we used the SAME white for the entire interior of the house and it looks INCREDIBLE. And guess what? It MATCHES perfectly because it's the same color with different finishes! :D We used BM 'Simply White' and 'Pale Oak' on the exterior of the house.  

Light fixtures: Don't know the style you're going for, but modern original, boho modern, farmhouse, industrial farmhouse, mid-century modern, and modern farmhouse are all very popular styles that will appeal to a large buying pool.

If you want to see some of what I've referenced above, feel free to look up our property online. If you DM me I will give you the address. We just went live yesterday and there are more than 50 pictures available. If you'd like any referrals for vendors or suppliers for good pricing, let me know. I shop a lot online :) 

Hope this helps!

Post: Chicago South Loop Meetup

Jennie BergerPosted
  • Developer
  • Chicago IL
  • Posts 247
  • Votes 171
Looking forward to meeting you!

Originally posted by @Jonathan Klemm:

@Julian A Beeks - I think this might be the first in-person event I've seen lately in Chicago.  Looking forward to it.

Post: So, You Wanna Be A Wholesaler?

Jennie BergerPosted
  • Developer
  • Chicago IL
  • Posts 247
  • Votes 171
Originally posted by @Duane Alexander:

This may be outside of the box and a little controversial but I agree with everything except for 8 and 9. Wholesalers, trust me, stop wasting time marketing your contracts with repair estimates and ARV included. 99% of all investors will run their own comps to establish their own ARV and if you ask 3 diff people the ARV of a property you'll get 3 different answers. In regards to repair estimates, that is also the investors job to come up with their estimate which makes sense because you, the wholesaler, have no idea what they plan on doing with the property anyway. You don't know if they want to bring it up to rentable levels or do a HGTV flip with all the latest finishes and bells and whistles. Maybe they want to add an addition. Maybe they want to pop the top. Let them figure that out or risk throwing out some numbers they don't agree with and now they think you are trying to fool them.

Duane- you bring up some really strong points. I totally agree--we do our own due diligence and come up with our own estimates. IMHO, however, it still doesn't hurt to have an idea of the wholesalers estimate as well for a couple of reasons.

1. Sometimes, it's long distance, and/or the investor is unable to see the house in real life.

2. It always helps to have another set of eyes. The more capable the wholesaler--the more well rounded they are and the more informed--the more likely I am to trust their judgment and to want to buy from him/her in the future. 

This being said, I'd rather the wholesaler tell me they have no clue what the repairs are than give me a whackadoodle price along with an unrealistic ARV they pulled out of thin air.

Post: So, You Wanna Be A Wholesaler?

Jennie BergerPosted
  • Developer
  • Chicago IL
  • Posts 247
  • Votes 171
Originally posted by @Jay Hinrichs:

OK i saw were you mentioned the license then went right by it..  to encourage these folks to wholesale without a license is a disservice.. I would think you would want to make a point of the license aspect you need to be legal if your going to have legs in this arena.. Plus the license opens you up to Many more opportunities then just trying to sell rehabber homes to a very tough audience

I agree! Encouraging people to break the law is not only unethical but kinda dumb, especially on a public forum, don't ya think? ;) I'm not sure what you're trying to accomplish by your comment. But I assure you that I was not encouraging anyone to do anything illegal. I mentioned it in my post for that very reason, so that wholesalers (or aspiring ones) in Illinois would know it's required. The intention of my post was NOT to harp on the legalities of wholesaling in IL, however. It was to provide value & insight from the perspective of their end buyers, ie, us. The investors. And also from the perspective of a general contractor. And how they can connect with us more meaningfully, intentionally, and well-informed. 

 Additionally, this is not really a newly passed law. It's been around for well over a year now.

Post: So, You Wanna Be A Wholesaler?

Jennie BergerPosted
  • Developer
  • Chicago IL
  • Posts 247
  • Votes 171

@Michael E Talamante Glad you found it helpful! Happy to answer any questions you may have. :)

Post: So, You Wanna Be A Wholesaler?

Jennie BergerPosted
  • Developer
  • Chicago IL
  • Posts 247
  • Votes 171

@Dana Sample I'm so glad you found it helpful!🙏