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All Forum Posts by: Harambie Brannon

Harambie Brannon has started 6 posts and replied 34 times.

Post: Bank Statement Loan

Harambie BrannonPosted
  • Posts 41
  • Votes 6

Hey Adonis if you are still shopping around for a product like this I would love to work. We specialize in the bank statement lending space.

I understand your question. I don't know a lender that would offer a product for a land that is still in leasehold. My company would work with this if there was a condo property on the land but even that would be on a case-by-case basis. Most companies will underwrite this following the Fannie and Freddie guidelines. By March I could see you being able to find a lender that would work with this.

Currently interested in seeing if anyone has a lender that they use for DSCR first or second lien positions. I know a few lenders go down to 0.75 DSCR but what about a true 0?

We specialize in the DSCR program but the minimum loan amount would be 100K. If you are ever interested in purchasing in that arena feel free to contact me.

Post: Calling all Brokers

Harambie BrannonPosted
  • Posts 41
  • Votes 6

I work for A&D Mortgage the wholesale lender. What kind of loan scenarios are you majorly seeing coming across your desk and are you looking to expand those options? Who are you currently partnered with for DSCR second liens as well?

Post: Ask a loan

Harambie BrannonPosted
  • Posts 41
  • Votes 6

Hello Jose, There are many options out there. We are a lender based in Hollywood, FL. Feel free to PM me.

Hey Daniel, Feel free to PM me. I would like to assist.

Post: Multiple Credit Pulls

Harambie BrannonPosted
  • Posts 41
  • Votes 6

Hello Allison, I would love to know more about the scenario but would love to work with you. To work with our company we do a soft pull to verify identity. No impact on your score. Feel free to PM to talk further.

Hey Nick, Normally the highest we would go is 80% but in some cases, we can do 85%. If you are still shopping around feel free to PM

Post: wholesale in Cleveland ohio

Harambie BrannonPosted
  • Posts 41
  • Votes 6

Hey Edith I would love to know more and see if we can benefit from a partnership. Feel free to PM.