All Forum Posts by: Gavin Dalton

Hey everyone,

I am looking into buying a duplex and the cost of the duplex is $300,000 I've ran the numbers and everything point to putting into an offer. Now I would be using my VA loan but I would still like to put down a down payment of 10%-20%. I would like to find a personal lender to do this which I hope I can find.

This would be my first time using a personnel lender and I'm just wondering what are some of the terms that you would put in a contract with a personnel lender or just any advice from a personnel lender or someone that has used a personnel lender before. Thank you for your time.

Hello everyone, so I have been a member on BiggerPockets for a couple of years now and have just enjoyed learning and reading anything and everything I can. I have not done much in Real Estate for I have been in the Military the last few years and have not been in the market I would like to invest in. I have just a few short months left in the Military and I am now looking to find anyone in the state of Utah or anyone that has knowledge of the Southern Utah markets that would be willing to get together once in awhile and mentor me in a sense.

Hey everyone I'm still fairly new to real estate and have recently been introduced to Refinancing with a Hybrid loan. This is the first time I have heard about a hybrid loan and I am just wondering if it is worth it. I have a home that I have been renting out I bought it about a year ago and the monthly payment is around 960 and I got a letter in the mail about a hybrid loan saying they could reduce my payment to around 700 and the interest rate would be at 1.75 at a fixed rate of 6 years so I understand after the 6 years it will change so I'm just wondering if it is worth it to take that chance Refinance with the hybrid loan then when the fixed rate is about to end refinance again or stick with the hybrid loan or just stick with my current loan.

Thanks for any advice.

Hey everyone,

I bought a property a little over a year ago and I have been paying extra onto the principle and I was just wondering if it would be a smart move to refinance to bring in a little extra cashflow per month?

Hello Everyone,

I'm still pretty new to Investing and just trying to learn as much as I can and I was just wondering if it is a smart move to refinance a loan on a rental property to lower your monthly payment to bring in a little bit extra profit a month.

         Thank you for your responses.

Hey everyone I bought a property a bit over a year ago and have been living in it off and on mostly on the weekends. I have decided to put it up for rent and I was just wondering what are the important things to note in a contract for I have never made up one before and would love some advice and what to put in the contract. Thank you