All Forum Posts by: David Ramirez

Hey Alberto, 

Great post! I appreciate that update. 

Regards,

David 

Hey Vlad, 

I moved to Tampa from Miami almost 2 years ago. It was the best decision I have ever made. Bought my first investment property (fixer-upper) within 3 months of moving. Tampa bay is one of the hottest real estate markets now in the US because of how rapidly we are expanding. Tampa bay attracts a lot of attention because of its beaches and local attractions. With that said, I think you are making the right move. 

You are more than welcome to Tampa.  Let me know when you move! I can definitely help you out.

Regards, 

David 

Hey Chase,

That is very common if it's a hard money loan. Hard money lenders usually send you a pre-approval just by looking at your credit score and experience. With that being said, they conduct all the underwriting when you get the property under contract and that is why they can't give you the exact interest rate that you are going to get. 

If it is a conventional loan, they should always give you at least a range of what interest rate you are going to get with your loan. 

Regards,

David

Real Estate has given me the freedom to take control of my life. By allowing me to: learn and grow every day, spend more time with friends and family, travel to unforgettable places, and last but not least, enjoy life!

Hey Greta, 

Here in the Tampa Bay area, I've heard that 1st Florida Mortgage offers FHA 203k loans. I haven't worked with them but you might want to reach out to them to see if they can help you.

https://1stfloridamortgage.com...

Regards, 

David 

Hey Heather, 

Pinellas county has a lot of restrictions when it comes to STR. With that said, you are looking in the right direction. The City of Largo is one of the few cities that allow short-term rentals. In the link below you will find the rules for STR of Largo.

https://www.largo.com/connect/living_in_largo/permits_and_planning/short_term_rentals.php

Good Luck! 

Regards, 

David 

What a great post! Thank you so much for sharing this. 

Hello Everyone, 

I wanted to know if anyone recommends a good bank for Real Estate Investing. I currently have TD Bank and the customer service is terrible. 

Regards, 

David Ramirez

Hello everyone, 

I’m looking for a good real estate accountant here in the Tampa area. 

Regards, 

Hello @Himanish Gupta, 

I just moved from Miami to start investing here in the tampa area. There are a lot of good places to invest here. You should start looking and learning more about Pinellas and Hillsborough counties. 

Best of luck, anything I can help with let me know. 

Regards,