Excellent write up Marcus! This is such valuable insight. One of my biggest pet peeves is that cities allow anyone with a pencil and some spare time to draw home plans. I know it works for people, but seriously, why!?
So I thought I'd reiterate this paragraph for anyone reading this thread....
"Don't even try to save money on plans. Having a great architect is absolutely key. There are many plans you can buy on the internet and save a couple grand. Saving money is always great, but this is not the place. I would not have made it through the HOA process without my architect. She is also familiar not only with Wisconsin building issues, but has drawn up many plans for the local municipality and understands what they want - for example they will not accept any stone feature to terminate on an outside corner (only inside corners) - details like this are important and can easily cost you a month delay with the city approval."