We have clients in Southern California with rental properties lost in the fires in Santa Rosa and Napa. I just returned from Santa Rosa after spending a significant amount of time with the Sonoma County Permit & Resource Management Dept. We also attended the Debris Removal press conference on Monday. There is a lot up in the air with the debris removal process from EPA, Army Corps of Engineers and Opt-In/Opt-Out process.
They anticipated all the cleanup (if you opt-in with the county) to be completed by Spring 2018. That is a significant amount of time lost. Especially since there is only a 12-month period for Loss of Rents or Additional Living Expenses covered under your insurance policies.
Many owners were under-insured and will have difficulty completing the repairs within their policy limits (even with 125% RCV & additional coverages). That is why we fly up to see how we can assist. I agree with @Account Closed on pooling our resources to assist. Count me in!
