All Forum Posts by: Curtis N.

Originally posted by @Arthur Tom:

I was told by someone that if I bought a second home in my own town it would be a more expensive loan? Thanks

I have never heard this - I have no idea what it's in reference to.

I seriously struggled with the same situation over the last year.  I decided to start local first and see how it goes.  I am trying to buy a short sale not far from my house right now.

For me, the pros and cons for investing in my local market were fairly straight forward:

Pros - Easier to see properties, build a team, and I can self manage which not only saves me money but will give me the experience I need before buying out-of-town.  I don't bet on appreciation but there is a good chance of this around here.

Cons - My market is very competitive and expensive. There are only small pockets near me where I can find deals where the numbers even remotely work.  Not only does it make it harder to find a property, but I can A) buy fewer properties and B) earn less of a return than other areas.

You probably didn't want to hear my experience, but I just figured I'd throw it out there.  It's really only something that you yourself can answer.  There's pluses and minuses for both.  I finally decided that at least for now, my property being local is important to me so I can manage it and gain important experience.  That way if in the future I want to invest remotely, I'll be ready.

@Lola C. Glad to hear you stayed away and are taking the time to protect your identity.  I seriously had heart burn when I read this the other day!

@Will F. get her figured out?

I've also heard the "rule of thumb" that Rob K mentioned.  I followed it when I bought my umbrella and I will probably be increasing it again soon.  Good to know that it's probably going to be a cheat upgrade.

C Williams that link works for me. My guess is maybe you don't have a PDF reader installed on your computer, or at least it's not hooked into your browser. Google 'adobe PDF reader' and install it and see if that helps.

I have my CWP in Virginia and Utah and I plan on carrying it when I start showing houses in Northern VA (DC Metro). I haven't carried a whole lot the last few years but with meeting strangers in empty houses, you can't be too safe. Hopefully I'll never have to even think about using it, but I am a father, husband, and bread winner so I need to make sure I come home. I would recommend people get the proper training so you can operate the firearm confidently and safely. Last thing you want is a thug to wind up with your gun and killing you with it.

@Will F. in other words, go into your original account and change it to an office phone.  then you should be able to add it as an office phone under your new account.

@Will F. Sorry, I should've been more clear.  The cell phone can't be listed as type "Cell" in any of the accounts.  The number can only be listed as "Office" or "Home" on all accounts.  Once it's added as a Cell, it won't let it be added anywhere else.

Will F. Like I said I think you actually can add the same number again and again on different accounts but when you add it to each account, you choose the "type" of phone. I think it only allows you to have a phone number listed as a Cell on one account. You can add the same cell on another account but list it as Office instead. It still works.

@Will F. I think it will only let your register the number once as an actual Cell. If I remeber correctly when I set mine up, on the additional GV numbers you have to add your cell as a Work number or Home. The only downside is GV features for land lines aren't as robust as Cells but they can still receive calls. It still emails you texts and voicemails like normal.