All Forum Posts by: Curtis N.

They are family lots that have been in their family for many years. One is owned by the elderly father and one is owned by the daughter. I don't believe seller financing is an option as the reason they are selling is to "cash out". Thanks for the reply!

Hi everyone, I'm looking for some help here.

I am about to make an offer on 2 adjoining properties with the goal of doing a lot line adjustment, selling one of the lots and keeping the other, using the proceeds from the sale to build a new home on the remaining lot.

One lot has a double wide on it.  It's in pretty good shape.  I would plan on selling it.

The other lot has a tear-down on it.  Doesn't appear that it would even qualify for financing.

My question is this:

How should I go about financing this deal?

They are two different properties, two different owners.  The DW would qualify for financing, I don't believe the other house would.  My plan is to tear down the house and sell the double wide right away.

My thought was maybe some sort of blanket loan over both properties.  But I've never done this type of deal before.

Whatever the right method, if someone could help with estimating financing costs, I would really appreciate it as I'm trying to come up with my offer amount ASAP.

Thanks in advance!

I actually mounted my tv in our new house above a wood burning stove which cranks out the heat. And I have no worries about the heat bothering the TV. I ran some tests before doing it and the temperature only got into the 80's directly above the stove. This is because what I was hoping is actually true. When the heat comes off the stove or fireplace, it naturally gets pulled up to the ceiling and out - away from the wall. So don't worry about the heat, especially on a gas fireplace that most likely will have a blower. The only bad part is that it is usually not in the ideal viewing position. We were in a similar situation to you however, where we didn't have a choice. That was the only place that made sense. Unless you completely removed the stove and chimney.

There is a new update that just posted that addresses this bug.

Joshua Dorkin thanks for the update. I've been tortured forever, not being able to read/post from my phone!

Generally speaking, no I wouldn't. But, if it's strictly him contributing money with no power in the partnership, I probably wouldn't care. Would just depend on what you can work out with him. Whether I could remain close fiends with someone like that is a totally different question.

Don't bother wasting your money on these warranties, just start setting money aside for repairs from day one. Then you can use the funds as you see fit and you're not stuck using these bottom feeder repair companies. I personally know an electrician who has his own company and most of his work comes from warranty companies. He hardly makes anything at all, so it's not in the trades best interest to fix the issue correctly or on the first visit. The warranty companies also know how to game the system so they don't have to cover major repairs.

1 GOOD buyer is all you need

@Will F. They're both more advanced than GV, especially RingCentral, but it's more expensive than Grasshopper.  Both are paid.

I use GV for all REI stuff where I don't want people actually calling me cell. That way I can block calls or set a ring schedule and not have my phone ring on weekends, etc. And it's free.

The other 2 are for my company (day job) and we have a dial-by-name directory, different directory options (think "press 2 for support"), and personal extensions.  Each employee's personal extension then basically does what GV does and rings all of their phones.

For my business we need it because our guys constantly move between clients offices, cell phones, etc. And in our environment we usually can't have access to our cell phones.

Awesome! I was going to say I know it works! I have my cell on like 5 google voice accounts, a grasshopper account, and a RingCentral! The [having to call from the app] part is the worst part. I only ever do it when I'm on the go. Otherwise I always use the website and you can dial the call straight from the website and choose which phone it connects to. Then it calls you, you answer, and it immediately connects you to the outgoing call.