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All Forum Posts by: Brandon M.

Brandon M. has started 37 posts and replied 480 times.

Post: What would you do in this case?

Brandon M.Posted
  • Agent / Investor
  • Clearwater, FL
  • Posts 573
  • Votes 281

Looking for opinions on how to proceed, the property is in Pinellas County, Clearwater to be exact. 

I purchased a property a few weeks ago to rehab and have had nothing but problems with the next door neighbor. Before I purchased the property, upon introducing myself to the neighbor, the first words out of her mouth were "oh, we are going to have problems". She proceeded to tell me the property I was buying was partially on her property (she is actually only the tenant, not even the owner. She claims she is in the process of buying the house but she is still just the tenant). After hearing about this potential issue I had a survey ordered, as I would not have proceeded with the purchase if my house was encroaching on another property. 

The survey came back and showed my property was okay, I have about 6 inches between the edge of my property and the edge of the property line. I even located the owner and explained over the phone that I would be fixing it up, she said she had no problem with me standing on her property to do the repairs I needed (mainly removing a wall AC unit and patching the hole, and then painting). At the time I knew I would be better getting a written signed approval but she stated that wasn't necessary. 

I purchased the property but every time my guys are there working, the tenant is there watching out the window like a hawk. Any time anyone comes anywhere close to the property line she comes out of her house and tells them to not step foot on her property or else she will call the cops. 

In an attempt to get things done appropriately, I called the non-emergency police line and asked them to come out where I quickly did the repairs necessary on the side close to the property line (figuring it was better to call the cops myself than to have the cops called ON me). The tenant was adamant to the cop that I was not allowed on the property and that the owner told her to call the cops anytime I stepped foot on the property. Long story short I was not able to do work that day, turns out the tenant had also called code enforcement and told them I was doing things without pulling a permit so code enforcement came out and gave me a red tag (even though code enforcement never actually put a notice or anything on my house/door). I only figured it out because the tenant told the cop I had a stop work order and he called the building department. 

I am in the process of getting the stop work order part cleared up, pulling any permits necessary to stay out of trouble from that standpoint. In the meantime, the tenant has also run off the termite tenting company who came to tent my property for termites. I was out of town when they came, but the tenant would not allow them on that side of the property to fully close off the tent (there is a small wooden fence on one side and then a makeshift mesh fence she put up on the other side, preventing me from accessing that side of my property). 

So after the long story above, I don't know the best way to proceed in order to get my property fixed up. I still need to tent the property, and replace siding and paint that side of the house. I will also be putting up a fence ON the property line (the current fence shows 1.4 feet onto my property) and I am sure that will be an issue. I managed to talk to the owner again and she changed her statement and now will not give me access. She claims she is selling the property and just can't let me, although she doesn't have a good reason. 

The tenant herself is the biggest B^%$ in the world and is just out to screw up this entire job. She claims that side of the property (formerly a garage) was enclosed without permits back in 1993, and that I am going to have to tear it down, although the building department and code enforcement don't care one bit about that. 

My only choice so far regarding the painting/siding repair is to quickly have my guys do it one day when I am there, and just deal with the cops when they come. 

Is there any other legal actions I can take in order to access this section of my house and get the work done? It is literally only 6 inches so in reality we will have to have our feet on the other property slightly in order to do the work. 

What would you do in this situation?

Post: Tampa Bay Flip House Insurance

Brandon M.Posted
  • Agent / Investor
  • Clearwater, FL
  • Posts 573
  • Votes 281

No, most of my policies are 100% earned premiums, so they won't pro-rate you if you don't end up needing all of it. I definitely wouldn't pay for a full year policy though, unless for some reason you think you would need that long. A 6 month policy should be sufficient for most rehabs. If you need longer you could always get a 2, 3, 4 month policy at the end of that. 

Post: Tampa Bay Flip House Insurance

Brandon M.Posted
  • Agent / Investor
  • Clearwater, FL
  • Posts 573
  • Votes 281
@Tyler McDaniel- why does your HML want a full year? Does he think you will take that long? I get builder’s risk for mine, I usually pay $500-600 for a 6 month policy. Maybe your HML would allow you to do a 6 month policy and let you put the other 6 month premium in escrow or something in the event you needed to re-up. I have also dealt with other companies who will do 2, 3, 4 month policies.

Post: Real Estate agents that are investor friendly

Brandon M.Posted
  • Agent / Investor
  • Clearwater, FL
  • Posts 573
  • Votes 281

@Marvin Scott Butler - I will send you a PM so we can talk in more detail. 

Post: Looking for real estate agents/brokers in the Tampa Fl area

Brandon M.Posted
  • Agent / Investor
  • Clearwater, FL
  • Posts 573
  • Votes 281
@Shea Nelson- I am shooting you a PM now, would be glad to talk in more detail and see if we can work together

Post: Clearwater/Tampa area references needed

Brandon M.Posted
  • Agent / Investor
  • Clearwater, FL
  • Posts 573
  • Votes 281
@Marcio Antonio Dornelles Goncalves- I can put you in touch with all of the above. Shoot me a PM and we can talk in more detail about what your plans are once you get to town

Post: Looking for Agents in Tampa, Fl

Brandon M.Posted
  • Agent / Investor
  • Clearwater, FL
  • Posts 573
  • Votes 281

Hey @Daniel A. Abreu- I am back in town tomorrow and will message you again to continue our conversation from before. 

Post: Insurance broker in Tampa Bay area

Brandon M.Posted
  • Agent / Investor
  • Clearwater, FL
  • Posts 573
  • Votes 281
Nikolay Izmerli send me a PM and I can give you the info of the person I use for everything

Post: First Post, in search of a partner

Brandon M.Posted
  • Agent / Investor
  • Clearwater, FL
  • Posts 573
  • Votes 281

Hey Nick, welcome from the other side of the bay. I structure most of my rehabs this way, where I have a passive investor who puts up funds alongside of mine for a share of the profits. I pretty much have my rehabs down to a science now so I could give you some pointers and maybe we could work on a deal in the future. Feel free to PM me. 

Post: Hard Money Lenders for First Time Flip - Tampa, FL

Brandon M.Posted
  • Agent / Investor
  • Clearwater, FL
  • Posts 573
  • Votes 281
I have some suggestions and maybe some introductions I can make for you, let’s chat tomorrow