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All Forum Posts by: Shanequa J.

Shanequa J. has started 62 posts and replied 863 times.

I voted twice. Don't know if it counted the second time, but it seems like voting is unlimited if you exit out the page and load it again.

Post: American Staffordshire Terrier

Shanequa J.Posted
  • Realtor
  • Houston, TX
  • Posts 916
  • Votes 296
Originally posted by Manny Cirino:
If it is an American Staff, American Boxer, Bull Mastif etc...Yes they are all pitbulls but pitbull is a category not breed...the insurance companies do not specifically name each breed tenants beat the system.

My insurance lists those 3 breeds.

Post: American Staffordshire Terrier

Shanequa J.Posted
  • Realtor
  • Houston, TX
  • Posts 916
  • Votes 296
Originally posted by Kevin Yeats:
Shanequa,

A landord agreeing to let the tenant purchase the liability insurance runs the risk that the tenant get the insurance for one months then drops the coverage.

Much like those who buy car insurance only for the month that they renew license plates.

What if the landlord purchased it and billed the tenant monthly?

Post: American Staffordshire Terrier

Shanequa J.Posted
  • Realtor
  • Houston, TX
  • Posts 916
  • Votes 296

What if the tenant agreed to purchase liability insurance? I read online where a tenant with a pitbull was willing to do that because of trouble finding a place.

Post: Seller raised price 2 months after contract

Shanequa J.Posted
  • Realtor
  • Houston, TX
  • Posts 916
  • Votes 296
Originally posted by Steve Babiak:
Originally posted by Shanequa J.:
The offer was accepted by the bank 2 months ago. ...

Do you have anything in writing from the bank? Was there any expiration date on it?

Yes, everything was in writing. Don't know when the expiration date is.

Post: Seller raised price 2 months after contract

Shanequa J.Posted
  • Realtor
  • Houston, TX
  • Posts 916
  • Votes 296
Originally posted by Joel Owens:
If the seller doing the short sale has a VA loan they do an appraisal on it.Based on the appraisal the bank can only take a certain amount for the property.

Can the bank change the purchase price even if the bank approved the price months ago? The only reason why there was a new appraisal was because my lender requested it after the repairs were done, not the selling bank. So if they can change the price whenever they wanted, what is the point of having a contract?

Post: American Staffordshire Terrier

Shanequa J.Posted
  • Realtor
  • Houston, TX
  • Posts 916
  • Votes 296

My insurance policy says no so I say no to both inside and outside. I am a dog lover and I think that breed restrictions are nonsense. I had a pitbull that loved to play and was very friendly.

Post: Seller raised price 2 months after contract

Shanequa J.Posted
  • Realtor
  • Houston, TX
  • Posts 916
  • Votes 296

UPDATE: The bank now wants to decrease the amount of closing costs paid instead of increasing the sales price. I said no again. I would actually lose more money if the deal doesn't happen, but I'm doing it for principle. "If you don't stand for something, you'll fall for anything."
BTW: Does the owner or the bank pay closing costs in a short sale? In the back of my mind, I feel like the owner not the bank is the one who is behind this.

Post: Seller raised price 2 months after contract

Shanequa J.Posted
  • Realtor
  • Houston, TX
  • Posts 916
  • Votes 296
Originally posted by Rusty Thompson:
Depending on the avenue of financing, there are repairs that may have, had to be made to close the deal.

Yes, those repairs had to be done before closing.