All Forum Posts by: Alex Bekeza

@Mike Kirby The secondary market buyers of DSCR loans generally want to see a minimum 700 square feet on SFRs (detached) and minimum 500 square feet on attached units. However, you can often get a lender to make an exception on that when there are compensating factors such as:

-Large amount of comps nearby which are of the same tiny square footage (this is most important part)

-Liquid Reserves, FICO, DSCR, etc all exceeding the standard requirements by a lot 

-Lower LTV

@Michael Goldberg I invest in similar BRRRR deals in the midwest where I need just under $100k on the refi side. Happy to work up some quotes for you anytime.

There sure are. Most investors are surprised to find out they can get a true 30 year fixed note on an apartment building. 80% is available in the right circumstances but I'd say there's usually a huge rate benefit to 75% LTV.

@Martin Navarro We fund flips in LA and we're actually hosting an Investor Meetup in Woodland Hills on July 8th.  You should come join us! https://www.biggerpockets.com/forums/517/topics/1249641-fix-...

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• 12, 18, or 24 Month Purchase & Rehab Scenarios - Purchase & Rehab Inquiry
  

For Purchase + Rehab

• 12, 18, or 24 Month Term Options
  
• NO Prepayment Penalty
  
• Up to 90% of purchase price + 100% of rehab (not to exceed 75% ARV)
  
• Interest Only Payments (interest is only paid on drawn balance)
• Minimum 700 FICO
  
• LLC Required
• Loan Amounts from $150,000-$5,000,000
  
• 1-4 Unit Residential Properties Only
• *Options for no Appraisal!

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Join us the second Tuesday of every month for an exclusive Real Estate Meetup hosted by the Investor Property Loan team! Are you looking to level up your real estate game? Whether you're into buying, selling, investing, or financing, this meetup is tailor-made for YOU! Connect with like-minded real estate investors and learn from each other's experiences at our dynamic networking sessions. Gain invaluable insights and industry secrets that took the biggest experts years to acquire. Our team of professionals is here to share special tools and knowledge with you! Don't miss out on this golden opportunity to enhance your real estate ventures and make profitable connections!

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Date & Time: Tuesday July 8th, 2025 @ 6PM

See some clips from previous meetups here! https://www.instagram.com/p/C6KFqlfykIB/?hl=en.

@Abe Appan You could consider leaving that 2.75% in place and just getting a 2nd position loan to pull cash out.  The rate will be worse than what you could get if you were doing a regular 1st position cash out refi but with such a low rate in 1st currently I believe your blended rate would still be superior this way.  

See what our Bigger Pockets clients are saying -- > Bigger Pockets Reviews
See what others are saying on Google Reviews & Yelp Reviews

About us --- > https://investorpropertyloan.com/about-us/

How to request free quotes:

• 12, 18, or 24 Month Purchase & Rehab Scenarios - Purchase & Rehab Inquiry
  

For Purchase + Rehab

• 12, 18, or 24 Month Term Options
  
• NO Prepayment Penalty
  
• Up to 90% of purchase price + 100% of rehab (not to exceed 75% ARV)
  
• Interest Only Payments (interest is only paid on drawn balance)
• Minimum 700 FICO
  
• LLC Required
  
• 1st Time Investors Ok at reduced leverage (if they own primary residence)
  
• Loan Amounts from $150,000-$5,000,000
  
• 1-4 Unit Residential Properties Only
• *Options for no Appraisal!

1. Los Angeles
2. San Diego
3. San Jose
4. San Francisco
5. Fresno
6. Sacramento
7. Long Beach
8. Oakland
9. Bakersfield
10. Anaheim
11. Santa Ana
12. Riverside
13. Stockton
14. Chula Vista
15. Irvine
16. Fremont
17. San Bernardino
18. Modesto
19. Oxnard
20. Glendale
21. Huntington Beach
22. Santa Clarita
23. Garden Grove
24. Rancho Cucamonga
25. Santa Rosa
26. Oceanside
27. Ontario
28. Elk Grove
29. Corona
30. Lancaster
31. Palmdale
32. Salinas
33. Hayward
34. Pomona
35. Escondido
36. Sunnyvale
37. Torrance
38. Orange
39. Fullerton
40. Thousand Oaks
41. Visalia
42. Simi Valley
43. Concord
44. Roseville
45. Santa Clara
46. Vallejo
47. Berkeley
48. Downey
49. Costa Mesa
50. Inglewood

I'm thrilled about a new tool we've launched that allows borrowers to get their own real time pricing for DSCR loans with a few simple clicks 24 hours a day 7 days a week. This portal is not only great for getting the submission process started with us but also an awesome tool to play with when pre-underwriting deals. We're going to continue to add features every single week to enhance the user experience and make getting a DSCR loan as easy as possible without loosing the white glove service touch which earned us so many 5 star reviews. Link to our google reviews

Here's the link to this new tool - www.investorpropertyloan.com/DSCR

While our company does still offer other unique products, this tool will be unique to long term rental units. So if you have a short term rental, flip, or other unique scenario we can still totally handle that but it would fall outside of this new calculator.

C'mon guys @Ale Ayestarán posted this 3 weeks ago and I'm really going to be the 1st one on this thread to try to solicit his business for DSCR loans on those out of state rentals?! I'm just kidding. Welcome to BP @Ale Ayestarán .  Just a FYI the last CEO bought me a beer in NOLA one time, just sayin'.  

I consider myself a BP Thoroughbred in the sense that I hopped on here 8 years ago not knowing anything about RE but through countless hours of podcasts, forum surfing, meetups, and networking I've created a portfolio I'm very proud of for my young family.  That being said, I have a huge sense of gratitude to Bigger Pockets and I'm interested to see how tech can be used to enhance it.  

I'd be happy to chat about the Find A Lender tool anytime and something we're working on in "the lab" right now to make the DSCR origination process as streamlined and user friendly as possible.