All Forum Posts by: Account Closed

She’s right.

Some concrete staining works very well. 

Not that one though.

Way to reach out!

@Branden Wintermyer 

Yes, do what @Scott E. suggests.

And look into First National bank asap.

I’m getting a 5.89% fixed home equity loan on my house. Lowest interest i have found. 

Having the money available for what goods are sure to come will be invaluable.

It looks great. 

I love your pictures, the first picture drew me in! 
Lovely and adorable.
Well done. It looks put together, cozy, and clean. 

Congrats on the babies. I hope you have more help than you need. I have two, almost seven years apart because i could never do two in diapers at once. 

Beautiful job!

@Angeli Ligad my property is gutted and currently looks terrible.

We get cold calls and texts all the time because it’s in such a good location.

@Bruce Woodruff 

My house is old so the ceiling joists are 16”.

I believe that leaves only one option,

Mitsubishi. The hvac guy said four total,

2 in each unit, $18k total.

Here is a link. it shows what they look like

https://www.mitsubishicomfort.com/residential/products/ceili...

@Taran Rey my hvac guy said that if i go with mini splits, then i need electrical base board heaters in the bathrooms. 

My duplexes will require two each, as they are long and narrow. So one unit for the back and another for the front. The layout is open, no walls. 

Since these duplexes are in a climate that can get super cold, he does not think the mini splits will heat the bathrooms well enough. 

These heaters are quite cheap and easy to install. My electrician will do this install. 

@Kevin Howard my hvac guy wants to do ceiling mounted mini splits. 

They will look like a typical vent from a central heat and air system. 

He’s charging $500 more per unit for these. 

So, to avoid the cassette bulging into the room look, these may be the ticket. 

@Lincoln Waite I’m not sure why you’re name did not get highlighted there.

I had a hard time getting a builders policy on my gutted duplex.

Now i have it, but i had to go through an insurance broker, and she had to go to an external market.

And then, it is super expensive. Almost $1700 for six months.

Versus $544 for the year when we bought the building. The building was in such a horrible condition that we had to have the tenants leave, even though they had been living there for awhile like that.  

I’m not sure how the slumlord was able to get that $544 per year insurance and maintain the insurance given the condition he kept the building in. 

Further, i can’t get rid of this builders policy until both units are livable.

And, they only give it out in six month increments. I’m not sure if I’ll be able to find another policy when it expires. My broker doubts it. 

But my building won’t be done by then, so?

Getting coverage is a headache to be sure. 

My back up plan is to have the mortgage bank get insurance on it if i can’t extend the policy i have.

And that bank plan will be even more money i suspect. 

I feel you.

It’s a stressor to be sure. 

Know it is just an obstacle, just an obstacle. You’re in. It’s just rough right now.

@David Coleman i was looking at Mitsubishi and Diakin.  

How often do you clean yours? And, when you do, is it quite the job? 

We have family in Europe who have the cassette type mini splits, but they are in a considerably drier climate. 

@Billy Daniel I wonder if it is one if those issues that aren’t noticed until it gets so bad that you can’t ignore it? 

Mini splits are super convenient in the way they save space, compared to central systems. 

My place is gutted right now, so I could go with either. 

Thanks for the responses. 

@Theresa Harris yes, I’ve tried the online route. 

Being I am so new at this, it reads difficult. Like legalese, I think, since I am so unfamiliar with the jargon. 

Thank you though, for your input. I look forward to the day I am so versed that I can picture what the codes say with ease.