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Do You Need Proof It Will Cost More If You Wait To Buy a Home?

Friday, April 10

If you are a home buyer - first time or move-up buyer - or you are an Investor looking to purchase your next rental, I am sure you run into a problem many other buyers are running into: lack of inventory.Despite it being less inventory this same time last year, Spring is the home buying season! ...


Bridge loans – Smart home buying strategy for today’s real estate

Tuesday, March 31

Real estate agents, home buyers or home sellers alike should know about this home loan or should I say smart home buying strategy: It is called the "Bridge Loan".A bridge loan is beneficial for the key following reasons: #1. A Bridge loan is deemed cash by Listing Agents.#2. Your Buyer does not h...


Selling your house for more $$

Friday, March 20

Make Your Home More Valuable Before You List ItWorking in the field of real estate and mortgages for many many years has opened my eyes to brilliant and crafty ways of influencing value of property – both from a Seller’s viewpoint and a Buyer’s viewpoint. There was a neat article I recently read ...


How to Rescue Yours or Your Client's Loan or Refinance.

Friday, March 13

Saving the bacon for agents, conventional lenders and their clients on multiple transactions every year is what Private or Hard Money Lending is all about. The fact is, people still want to buy a home despite being self-employed or even with tarnished profiles and people still look to refinance t...


Alternative Methods for Funding Purchase and Refinancing

Monday, March 09

Buyers and Borrowers are looking for an alternative way to buy or refinance. The banks just can’t help!We have been in this business in Santa Rosa for over 27 years. We have been through the good times and the bad. We are SURVIVORS. Right now the market is in recovery, but borrowers are still con...


Top 10 Reasons to Use Hard Money

Wednesday, March 04

Having watched a lot of David Letterman Late Night shows, I realized just as he has his “Top 10 reasons”, there are the Top 10 Reasons To Use Hard MoneyNeed I say more…#10. You had a recent Bankruptcy.#9. You are currently in a bankruptcy.#8. You had a short sale not too long ago..#7. You had a f...