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What Is An Owner Occupied Hard Money Loan?

Wednesday, May 04

Most Hard Money Lenders these days do not offer Owner Occupied financing programs, also known as a Principal Residence Loans, due to the amount of federal and state regulations that apply to them.This type of program does have a higher interest rate but it allows a quick close, makes an impossibl...


Do You Know What Is Best For Your Home Buyer or Seller?

Friday, February 26

Experienced real estate agents know they need to be familiar with the loan products out there for their buyers.There are really only a few loan programs:- The government regulated (Fannie Mae/Freddie Mac, FHA, VA)- In-House loans (credit unions and local banks)- Alternative financing, also known ...


​5 Financial Reasons Why You Should Own A Home

Friday, February 05

For anyone not yet a home owner...or who is working with a potential/hopeful home owner. This is a good article to read, “Harvard: Why Owning A Home Makes Sense Financially”, published by The KCM Crew:http://www.keepingcurrentmatters.com/2016/02/01/harvard-why-owning-a-home-makes-sense-financial...


​Get Your Hard Money Questions Answered Here….

Monday, January 25

Even the most experienced conventional Brokers and Lenders might not know what a hard money loan is and how it can be beneficial to you...or them.I have lost count of how many Realtors, traditional Lenders, friends and acquaintances have asked me the same question: "What is hard money?".Well, the...


The Key Attributes You Want In A Hard Money Broker

Tuesday, December 29

Having a local, truly experienced and educated Hard Money Broker behind you for your purchase or refinance is more important than you may think.A recent Hard Money article in Trust Deed Capital BLOG covers the importance of this quite nicely. Titled “Qualities of Top Hard Money Lenders”, posted ...


Tips To Get More Buyers To Your Listings Over the Holidays

Friday, December 11

My mom wrote this article for our company blog and I found it quite informative so wanted to share.  Best, Ken - Hard Money Guy at family owned & operated Sun Pacific Mortgage & Real Estate As a Home Seller or the Realtor listing a house, Holidays are generally considered “slower” or “not...