Owner Occupied Principal Residence – Part 2 of 2
Wednesday, June 29
This is Part 2 of Owner Occupied Loans. In this writing I will feature several of the legal aspects of this all-important Program.The purpose of this article is to encourage investors to continue to make these loans, in spite of the rumors that exist surrounding them.I will start off this article...
Get a Home Loan even with Bad Credit
Tuesday, June 21
Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good income, enough savings for a down payment, and a desire to own a home. Unfortunately for these peo...
Ways To Improve Your Home For Under $1,000
Wednesday, June 15
Ways To Improve Your Home For Under $1,000Having worked in the real estate and mortgage industry for almost 30 years now, at our family owned and operated Sun Pacific Mortgage & Real Estate company, I’ve experienced first-hand and seen how expensive such an activ...
California Housing Market Headed in Right Direction
Friday, June 10
My Broker wrote a good article on CA real estate, thought I'd share: California Housing Market Headed in Right Direction Jun 09, 2016 In April, California Association of Realtors released their 1st quarter California Housing Market Update citing a number of interesting updates.C.A.R. President Pa...
Can Fixing & Flipping Be More Beneficial Or Harmful For You?
Friday, May 27
We all want to make money... it pays our bills, allows us to buy things we want and helps us more comfortably survive. So of course, when someone sees how "easy" it is to buy and flip a home for profit on TV, they want to try a slice of that cake to say they have tasted it's sweet victory. Most p...
Private Lending Filling the Mortgage Gap
Friday, May 20
With Real Estate prices rebounding in California, it’s surprising to see banks still being cautious and lean only toward wealthier, lower-risk borrowers. This has left a widening gap in the mortgage industry between Lenders and potential Borrowers with less than perfect qualifications. Mortgage...