Condo insurance in Oklahoma

[Blake Wilkinson]

Planning on purchasing a condo in Tulsa, Ok and was calling around insurance quotes. I called Allstate and asked for a quote on a landlords policy. For a decent policy that covers fire etc they quoted me $187/month. That's seems ridiculously high to me! Especially when the HOA covers everything outside the condo. I don't if part of the cost is me being young or because I've never a policy before. What would be cheaper? Liability insurance only? Any advice would great! Thanks!