Renters Insurance for 3 to 9 month rentals?

[Jenny Milu]

I'm a rookie, so please be kind!

I have a medium term rental ( 3 month minimum as required by my HOA) I'm right next to a Level I and Level II hospital and I have my first pair of traveling nurses moving in at the end of the week, YAY! I have landlord insurance and after discussions with my agent, I believe I have the appropriate coverage for owning the unit and being a landlord.

On my check list that I provided them, they said no other rental requires them to provide renters insurance, what is your guys experience with requiring renters insurance of tenants who stay for 3-9 months?  They got coverage and sent me a screen shot of it and that it's active, but how do I know that they aren't going to turn around and cancel it?

[Allen Duan]

We don't require renter's insurance for our MTRs and I don't think it's common to require it. There's much less personal belongings in the home since you're furnishing it and providing most of the household items they need. What would you want them to cover with a policy of their own?