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Updated almost 8 years ago on . Most recent reply

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24
Posts
14
Votes
Jeffrey Radcliffe
  • Real Estate Broker
  • Ravenel, SC
14
Votes |
24
Posts

Note investing strategies for retirement using an IRA or 401-K

Jeffrey Radcliffe
  • Real Estate Broker
  • Ravenel, SC
Posted

Can any of you please share your investment strategies for retirement by using/purchasing Reperforming or performing notes in your IRA or 401-K?

Is anyone purchasing performing notes one at a time via the exchanges to build a retirement nest egg? I'm just curious to know what other's out there are doing to build their retirement portfolio using performing notes.

Best regards,

Most Popular Reply

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1,485
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Dave Van Horn
  • Fund Manager
  • Wayne, PA
1,635
Votes |
1,485
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Dave Van Horn
  • Fund Manager
  • Wayne, PA
Replied

@Jeffrey Radcliffe

Outside of my note business, my wife and I have retirement accounts that hold a portfolio re-performing notes. I've probably been building this up for over 15 years now with with a variety of notes (1st liens, 2nd liens, private money deals, etc). 

Not much strategy to adding re-performers though, it can be pretty cut and dry. I guess the best advice is to have them in servicing of course. Makes it easier to be compliant and is beneficial not only for me but for my heirs.

I also lend money out of these accounts to trusted financial friends for their real estate deals (and they do the same for me). It can be a good way to tap into each other's retirement funds.

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