Newbie from Phoenix AZ

[Josh Carmona]

Hi everyone! My name is Joshua Carmona. I’m originally from Toledo Ohio. I moved to Columbus Ohio for college in 2007. GO BUCKS! After graduating college in 2012, I stuck around for awhile and then decided to move to AZ for a change in scenery and a better career opportunity. I am an underwriter for a commercial insurance company. Back in Columbus I worked for a buddy of mine who was a property manager, as a maintenance/handyman. Said buddy worked for a real estate company who managed section 8 housing. This is when I started thinking about investing in real estate. I plan to buy my first duplex, triplex or 4 plex by March of 2018. I will be using it as my primary residence. I don’t have a lot of cash but I am saving a good chunk. My goals are to pay off my student loans and eventually have enough passive income to retire early or at least have the flexibility to decide when/where to work.