Insurance prices in high-risk areas - Forest Fires in the west

[Erik Bell]

Hey All,

Given the common reoccurrence of wildfires hitting the west, has this spooked or given anyone uneasiness that its not a matter of "If", but more of a "when" a natural disaster such as a fire could affect your STR property? I know this is more specific to west coaster in dense forest locations (cabins) like Tahoe or Big Bear, but how has it been getting insurance and does that take a big chunk of income for you all? Has it been worth it still?

Lived in CA my entire life about 2 hours away from the Sierra Nevada's and I have never seen wildfires this prevalent. Aiming to acquire a property here, but starting to rethink my strategy and if its worth it due to cost and potential loss.

Any thoughts, comments deeply appreciated!