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Updated almost 4 years ago, 02/19/2021

User Stats

81
Posts
19
Votes
Brittany Villamil
  • Houston, TX
19
Votes |
81
Posts

What happens after your rental house catches on fire

Brittany Villamil
  • Houston, TX
Posted

What is the process after your renter forgets to open fireplace vent and burns half the house down πŸ˜‘

User Stats

19
Posts
7
Votes
Replied

Has this happened to you? I'm so sorry to hear that if so. 

This winter storm has made rational individuals make irrational decisions, so I would first give care to the tenant. There are probably some warming stations that would take them. I would offer that to them before offering anything like a hotel or another rental unit. Unless your lease states otherwise, you aren't under obligation to house your tenant or replace their stuff. That's what renters insurance is for.

 Call insurance and speak with them over the process.

User Stats

214
Posts
184
Votes
Tina Tsysh
  • New to Real Estate
  • Orange County, CA
184
Votes |
214
Posts
Tina Tsysh
  • New to Real Estate
  • Orange County, CA
Replied

Hope your property and your renters are okay! I would definitely call your insurance. They might be overwhelmed with calls right now but that would be your best bet. Good luck and stay safe!

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User Stats

7
Posts
4
Votes
Renee Casey
  • Property Manager
  • Kansas
4
Votes |
7
Posts
Renee Casey
  • Property Manager
  • Kansas
Replied

I am so sorry to hear this! I hope everyone is okay. I had two homes we manage catch fire last winter. Call you insurance company. Do the tenants have renters insurance to cover the damage to their belongings? In my situation we moved the tenants into another vacant property while the fire damaged property was being repaired. Thankfully neither of them were a total loss. Best of luck to you! 

User Stats

384
Posts
195
Votes
Mary Smith
  • Rental Property Investor
195
Votes |
384
Posts
Mary Smith
  • Rental Property Investor
Replied

@Brittany Villamil I'm so sorry to hear that this happened. I too hope everyone is okay. I would definitely call your own insurance and hopefully your tenants have renter's insurance too!

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14,347
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11,037
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Theresa Harris
Pro Member
#2 General Landlording & Rental Properties Contributor
11,037
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14,347
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Theresa Harris
Pro Member
#2 General Landlording & Rental Properties Contributor
Replied

I agree with others.  Have your tenants call their insurance company and then you call yours.  

  • Theresa Harris
  • User Stats

    81
    Posts
    19
    Votes
    Brittany Villamil
    • Houston, TX
    19
    Votes |
    81
    Posts
    Brittany Villamil
    • Houston, TX
    Replied
    do I break their lease? They can’t live in it and it will take a few months to repair 

    Originally posted by @Paul Crutcher:

    Has this happened to you? I'm so sorry to hear that if so. 

    This winter storm has made rational individuals make irrational decisions, so I would first give care to the tenant. There are probably some warming stations that would take them. I would offer that to them before offering anything like a hotel or another rental unit. Unless your lease states otherwise, you aren't under obligation to house your tenant or replace their stuff. That's what renters insurance is for.

     Call insurance and speak with them over the process.