Insurance in Memphis

[Joel Brown]

I'm waiting on a second quote for property insurance, I close on in a week. It is in zip code 38117 a 3/2 , 1025 sq feet. I am paying $55K, value ~$75-80K, insured replacement value $100K.

My quote was $1009/year or $84 /month. I have $400K houses in Southern Utah with pools and 10 years old and I pay $60-70/month with all the bells and whistles.

Memphis investors is this a really high quote or as that the norm. Any agents and insurance agencies you would recommend? I want to insure it right but affordably.

[Caleb Heimsoth]

Joel Brown my policy comes with 1M liability per property and 3M aggregate I believe.

I don’t have an umbrella policy, probablt add that after I own more