Screening a tenant who has no references

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Hi guys, I just had an applicant for a rental unit who has owned his own home for the last 3 years and doesn't have any landlord references. Would I just fall back on the credit/background check? If he wasn't paying his mortgage on time it will show up on the credit report.

I do have alot of other applicants who have references. Would I be safer selecting one of these?

Thanks,
Greg