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Updated over 1 year ago on . Most recent reply
Homeowner Insurance or Landlord Insurance
Hi, I am a new investor. As for investment property, do we need either homeowner insurance or landlord insurance, or both? what's the best practice for the starter ?. FYI I won't live there. Appreciate anyone who shares experience and insight. Thank you.
Most Popular Reply
John Underwood
#4 All Forums Contributor
Pro Member
#4 All Forums Contributor
- Investor
- Greer, SC
You need just a landlord policy for LTR properties. You need a commercial STR policy for short term rentals.
You need a homeowners policy for your personal house where you live and there is no rental activity.