Where are you storing accumulated capital until next investment

[Darius Tracy]

Me and my wife practice many of the principles that we have learned along the way through the help of BP money podcast, countless books, and other resources such as a high savings rate and living a lifestyle well below what we bring in. Unfortunately what has been eating at me lately despite all this is the unbelievably low interest rate that our savings at USAA offers. I am aware of Ally and other high yield savings opportunities and was about to move my funds to one of those as accessibIlty of funds is a great concern to my wIfe but before I do so I was curious as to any other things that anyone might recommend that has been successful at earning a decent yield while accumulating capital until the next investment opportunity. I even entertained putting the money into some Vanguard index funds (VTSAX) as to get paid some dividends. I just don’t like the idea of my money not working for me at any particular point so I am open to hearing any suggestions or points of views on the matter. Thanks