Hello Secured Credit Card question

[Austin Richey]

Ok so I think I pretty much understand how to use my credit.  For best results use only 10% of the credit limit every month and pay it off in full once I get my statement. I also have a credit building loan for 1k from selflender. Paying on my car loan as well. 

I have 1,000 credit limit, can I also boost my credit by adding 500-1000 of my own money?

Also, how many points do you think my credit will jump this year if I stay consistent on my payments?

Also any suggestion on how to optimize my credit to be on the trail to perfect credit?

Thanks in advance,

Austin

[Mindy Jensen]

@Austin Richey , you didn't say what your starting credit score is... 

On-time payments make up 35% of your entire score, so make sure you are paying the cards on time (or early as @Bryan O.  suggested. He's pretty smart...). 

Check out the post How To Get Out of Debt .