Self Directed IRA Question

[Nick K.]

Do I am considering rolling my 401k into an Self Directed IRA to use for a rental property.

The only piece of info I have not came across, is since the title of the rental would be in the IRA's name, and the rent checks would go directly to the IRA.....how do you include things like repairs...capex, etc in this?

Does anyone have any literature on the subject, or even better...experience?

I'm 30, and my 401k is worth around 28k, I'm considering borrowing, cashing it out, or moving it to a self directed ira. Any money I take from it would be to throw towards buy and hold properties as a downpayment.

Thanks for any input!

[Mark S.]

Melchor Domantay , what about the essential double taxation due to paying it back with after-tax funds and then paying taxes again upon normal withdrawal in retirement? Also, the company usually has a spread on the interest rate. For example, loan is at 6%, 401(k) escrow funds earn only 3%, company makes 3% spread on your money.