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Updated 20 days ago, 11/05/2024

User Stats

47
Posts
18
Votes
Thomas McPherson
  • Lender
18
Votes |
47
Posts

Investing in RE through an SDIRAs

Thomas McPherson
  • Lender
Posted

Hi all, I would like to start the conversation and hear about other's experiences investing in Real Estate through their IRA. Here is a brief explanation on how to do it.

Key Steps:

  1. Set Up an SDIRA: This allows you to invest in real estate directly. 
  2. Pick Cash-Flowing Properties: Your IRA receives all rental income, tax-free!
  3. Know the Rules:
    • No personal use – the property can’t be used by you or family.
    • All expenses/income go through the IRA.
    • Watch for UBIT tax – some income types can trigger it.

Tips:

  • Non-Recourse Loans Only: If financing, make sure it’s non-recourse.
  • Diversify: Mix property types, REITs, or loans within your SDIRA.

Anyone here investing in real estate through their IRA? Drop your thoughts below!

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