Passive Income in dire search of a BANK!

[Brenda Wright]

Here is the breakdown. 

We have a property in Memphis that is generating $7,000 dollars a year in net cash-flow (property is 100k).

We want to buy another 3 properties free and clear BEFORE we refinance them, to group them together and LLC them.

However, we want to know IF we can get a HELOC loan first from this property (or others in the future) BEFORE asking to refinance them?

Lastly, what is the best strategy, or the loan(s) that I should be looking into for these deals?