Financing for Properties under 100K

[Jessica Piff]

So I'm working on creative financing ideas to start acquiring properties without the ability to get conventional financing. The thing is all of the properties I want are under 100K. They aren't BRR's either. Pretty turn key with maybe the need for some new paint. I've called a bunch of CU's but they all require the same as conventional financing (2 years of business tax returns.) I've reached out to a few HML since they don't require the tax returns but haven't found one yet that will loan on properties <100k. Is there something I'm missing? Or do I just have to keep calling until I find the needle in the haystack? I'm so hungry to buy the good deals I'm finding, but just need financing. We have the capital for down payments, its just the other 80% we need to secure to start making offers!