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Updated almost 4 years ago on . Most recent reply

Chris K.'s profile image
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Chris K.
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  • from Florida
  • Member since Nov 5, 2020
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Chris K.'s profile image
Chris K.'s profile image
Chris K.
  • Investor
  • from Florida
  • Member since Nov 5, 2020
Connect
Chris K.
  • Investor
  • Florida
54
Votes |
179
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Private Lending & Conventional Mortgage Advice

No qualify for mortgage-pay cash then refi?

Chris K.
  • Investor
  • Florida
Posted

If someone is not able to qualify for a mortgage, can they pay cash then refi? Or are refi requirements the same as for a conventional loan?

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Stephanie P.
#4 Mortgage Brokers & Lenders Contributor
  • Washington, DC Mortgage Lender/Broker
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Stephanie P.
#4 Mortgage Brokers & Lenders Contributor
  • Washington, DC Mortgage Lender/Broker
Replied

@Chris K.

Save your cash. Go with a DSCR loan. Easy qualification because income isn't a factor; just the property and the guarantor's credit. Save yourself some time and get a good broker who knows which companies takes STR and which don't.

Stephanie

  • Stephanie P.
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