Private Lending & Conventional Mortgage Advice
Market News & Data
General Info
Real Estate Strategies

Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal


Real Estate Classifieds
Reviews & Feedback
Updated over 5 years ago on . Most recent reply
Portfolio lender in Western New York
Hey all, I'm just looking for some local banks that do in house portfolio loans, decent rates on a 30 year ammort? It needs to be in house loans so the debt to income can be overlooked. I've called lots of banks but can't seem to find ones that are reasonable @ 30 years. I buy my houses in cash and thought it would be easy refinancing but it has proven difficult.
Help me!!
Most Popular Reply

- Loan Officer / Processor / Life & Health Agent
- Rancho Cucamonga, CA
- 757
- Votes |
- 1,784
- Posts
Originally posted by @Ryan C.:
Hey all, I'm just looking for some local banks that do in house portfolio loans, decent rates on a 30 year ammort? It needs to be in house loans so the debt to income can be overlooked. I've called lots of banks but can't seem to find ones that are reasonable @ 30 years. I buy my houses in cash and thought it would be easy refinancing but it has proven difficult.
Help me!!
@Jerry Padilla is in your backyard and can help you hopefully.