Hard Money and Partnerships

[Anthony Ellison]

Good Evening BP

My question for the day is: If partners are applying for hard money who's name should go on the loan? All of them or just the ones with the good income/credit?

Real life example:

My parents and I are going to be flipping a few houses. They are retired and both have pretty good income(Pensions), house paid off, and all that good stuff.

Me well Im still improving my situation.  

When applying for hard money should all of us go in or is it better for just them?

Also if they are just on it how would it affect me building a relationship with the lender?

Thanks and Good evening