Can you buy and sell a house to yourself

[Carlos Powell]

Hey Bp, 

I was wondering if it possible to buy a house using private /hard money to get a property at a discount then resell or refinance the property to pay off the loan? I am looking for a house to buy to live in and wanted to know if this strategy would work.

[Matt Devincenzo]

As far as your question in the topic...no. You got closer with your post though. 

Yes if you buy with private/HM you can refinance just like with any loan. The issue with your idea is due to your desire to occupy. The new Dodd Frank/CFPB rules make lending to individuals very regulated. Most or all HM lenders won't lend knowing that your end goal is to occupy. If they were to do so it would open them up to possible fines from the CFPB for not following consumer lending practices.