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Updated over 10 years ago,

Brad B.'s profile image
Brad B.'s profile image
Brad B.
Professional Services
  • Investor
  • from Bakersfield, CA
  • Member since Nov 25, 2013
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140
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89
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Brad B.'s profile image
Brad B.'s profile image
Brad B.
Professional Services
  • Investor
  • from Bakersfield, CA
  • Member since Nov 25, 2013
Connect
Brad B.
Professional Services
  • Investor
  • Bakersfield, CA
89
Votes |
140
Posts
Private Lending & Conventional Mortgage Advice

20% vs. 25% Down

Brad B.
Professional Services
  • Investor
  • Bakersfield, CA
Posted

I'm pre-approved for a 30-yr fixed loan and I'm looking at properties in the 100K-125K range. My interest rate is quoted at 4.875% if I put 20% down or 4.625% if I put 25% down. What is better or is it a wash? I'd like to leverage more if I can but I'm not sure the higher rate is worth it.

  • Brad B.
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