Is this MLO crazy?

[Aaron Junck]

I was at a local REIA a couple nights ago and one of the people that attends regularly is a MLO here in town . Dodd Frank got brought up by him, even though he called it Frank Dodd, :/ and he said that when trying to get approved for another property you will have to be able to afford both on your income. I mentioned that rental income is able to be figured as long as you can show you have 2 years rental income on tax returns, correct. He said no you have to qualify for all mortgages yourself... Did something just change or is this guy off his rocker like I feel he is??