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Updated almost 4 years ago on . Most recent reply

Patrick Shanahan's profile image
Patrick Shanahan's profile image
Patrick Shanahan
  • from Swampscott, MA
  • Member since Jul 31, 2020
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Patrick Shanahan's profile image
Patrick Shanahan's profile image
Patrick Shanahan
  • from Swampscott, MA
  • Member since Jul 31, 2020
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Patrick Shanahan
  • Swampscott, MA
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General Real Estate Investing

Rental income and DTI

Patrick Shanahan
  • Swampscott, MA
Posted

Once a tenant is in place in your first investment property, how long or what's the process of showing your rental income to help your DTI? Mostly in working with a lender on your second property purchase.

Thank you,

Patrick

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Eric James
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  • from Malakoff, TX
  • Member since May 2, 2017
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Eric James
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  • from Malakoff, TX
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Eric James
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  • Malakoff, TX
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Eric James
  • Investor
  • Malakoff, TX
Replied

A lot of lenders want people to have a couple years experience before they will include rental income in your DTI. Once you have that experience, they usually include even income from a property you are purchasing, so no waiting for this

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