FHA occupancy rules. Need advice

[Jon Holden]

Hi, this is my first time posting on the forum, hopefully someone can help me with my situation. I live in an owner occupied duplex that I purchased with an FHA loan. I live in one side, and I rent the other side out. The property was purchased in January. FHA mandates that I must live in the unit for 1 year before I am able to rent it out.

The problem is I need to relocate out of state because of my job. Will FHA come after me if I leave 5 months before the 1 year is up? What are the repercussions? I'm mostly worried about what will happen when I switch my insurance to a rental.