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All Forum Posts by: Jon Holden

Jon Holden has started 1 posts and replied 1 times.

General Real Estate Investing

Post: FHA occupancy rules. Need advice

Jon HoldenPosted
  • Investor
  • Seattle, WA
  • Posts 1
  • Votes 0

Hi, this is my first time posting on the forum, hopefully someone can help me with my situation. I live in an owner occupied duplex that I purchased with an FHA loan. I live in one side, and I rent the other side out. The property was purchased in January. FHA mandates that I must live in the unit for 1 year before I am able to rent it out.

The problem is I need to relocate out of state because of my job. Will FHA come after me if I leave 5 months before the 1 year is up? What are the repercussions? I'm mostly worried about what will happen when I switch my insurance to a rental.

0 Votes