Could Rental Income immediately offset your DTI?

[Bryan Pham]

Hello BP!

I am looking to implement the BRRRR strategy but I do have some questions. I have read multiple forums about other investors using future rental income to qualify for loans, I am wondering if it's possible to have my rental income immediately offset my debt to income ratio without filling on my tax returns for two years. It seems that every post I read, each person has different takes on this, does it primary depend on the lender?